kmetzger Posted July 11, 2020 Report Share Posted July 11, 2020 Last year I signed by IRS tax refund check over to my son in Austin. No problem. Now he went to his bank with another signed over IRS check I mailed to him a few weeks ago and bank told him you can't sign over Treasury checks and that the check he cashed with them last year would probably bounce eventually (they have up to seven years). What can I do to cash my check? Help appreciated. Quote Link to comment Share on other sites More sharing options...
joco69 Posted July 11, 2020 Report Share Posted July 11, 2020 39 minutes ago, kmetzger said: Last year I signed by IRS tax refund check over to my son in Austin. No problem. Now he went to his bank with another signed over IRS check I mailed to him a few weeks ago and bank told him you can't sign over Treasury checks and that the check he cashed with them last year would probably bounce eventually (they have up to seven years). What can I do to cash my check? Help appreciated. I talked to my friendly canadian broker that I send a government refund with a friend, she agreed and when it was mailed from within Canada to her she put it into my account. 1 Quote Link to comment Share on other sites More sharing options...
Mostlylost Posted July 11, 2020 Report Share Posted July 11, 2020 11 minutes ago, joco69 said: I talked to my friendly canadian broker that I send a government refund with a friend, she agreed and when it was mailed from within Canada to her she put it into my account. Question is regarding USA IRS check. Canadian circumstances don't apply. Quote Link to comment Share on other sites More sharing options...
Mostlylost Posted July 11, 2020 Report Share Posted July 11, 2020 59 minutes ago, kmetzger said: Last year I signed by IRS tax refund check over to my son in Austin. No problem. Now he went to his bank with another signed over IRS check I mailed to him a few weeks ago and bank told him you can't sign over Treasury checks and that the check he cashed with them last year would probably bounce eventually (they have up to seven years). What can I do to cash my check? Help appreciated. Only way I know of is to have an account open in the USA with your name on the account. Possibly your son could add you to his account? Quote Link to comment Share on other sites More sharing options...
happyjillin Posted July 11, 2020 Report Share Posted July 11, 2020 Even before we had an account with Intercam we cashed 3rd party cheques including cheques from the Canadian Government. Those cheques were mailed to our PO box in Chapala. Talk to an account rep at Intercam. Ours is Alejandra who speaks English. Quote Link to comment Share on other sites More sharing options...
Mostlylost Posted July 11, 2020 Report Share Posted July 11, 2020 US IRS check rules are very strict. Quote Link to comment Share on other sites More sharing options...
happyjillin Posted July 11, 2020 Report Share Posted July 11, 2020 2 minutes ago, Mostlylost said: US IRS check rules are very strict. Just as CRA rules are too. Quote Link to comment Share on other sites More sharing options...
bournemouth Posted July 11, 2020 Report Share Posted July 11, 2020 My US bank, BBVA US, has just stated that they will now allow those types of checks to be deposited on line. You might see if your bank is doing the same. Quote Link to comment Share on other sites More sharing options...
kmetzger Posted July 11, 2020 Author Report Share Posted July 11, 2020 I have BBVA Mexico. Last time I checked they will not let me deposit US Treasury checks. Depositing a check online is a new to me. Would you have to scan it? I'm also expecting a check from a non-governmental source. I wonder if BBVA cashes those? Quote Link to comment Share on other sites More sharing options...
Mostlylost Posted July 11, 2020 Report Share Posted July 11, 2020 BBVA app does not have check deposit option. Call the BBVA prefered customer line at 800 228 2728. They will answer in English and should be able to answer all your questions. Quote Link to comment Share on other sites More sharing options...
lakeside7 Posted July 12, 2020 Report Share Posted July 12, 2020 (edited) 7 hours ago, happyjillin said: Even before we had an account with Intercam we cashed 3rd party cheques including cheques from the Canadian Government. Those cheques were mailed to our PO box in Chapala. Talk to an account rep at Intercam. Ours is Alejandra who speaks English. How long back was the experience you mentioned, I do not think that flexibility happens to day..Maybe I am wrong but banking regulations have become very strict Edited July 12, 2020 by lakeside7 Quote Link to comment Share on other sites More sharing options...
kmetzger Posted July 12, 2020 Author Report Share Posted July 12, 2020 Last year I was in Austin and signed my IRS check over to my son. He cashed it. But this year the same bank said no and that the check from the year before would probably eventually bounce even up to 7 years later. Quote Link to comment Share on other sites More sharing options...
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