cedros 961 Posted January 30, 2020 Report Share Posted January 30, 2020 Is Mexican vehicle insurance on the owner of the vehicle or the vehicle. Quote Link to post Share on other sites
CHILLIN 1,680 Posted January 30, 2020 Report Share Posted January 30, 2020 It is an option either way. It costs a little more for insuring a vehicle, then upgrading to an option driver only insurance, which covers liability and minor medical. This type of insurance will allow you to drive any vehicle, but if I smash up your car, I am personally liable to you. 1 Quote Link to post Share on other sites
oregontochapala 686 Posted January 30, 2020 Report Share Posted January 30, 2020 It's on the vehicle. 1 Quote Link to post Share on other sites
cedros 961 Posted January 31, 2020 Author Report Share Posted January 31, 2020 I thought it was on the vehicle. I didn't know there was an option. 1 Quote Link to post Share on other sites
AngusMactavish 3,178 Posted January 31, 2020 Report Share Posted January 31, 2020 12 minutes ago, cedros said: I thought it was on the vehicle. I didn't know there was an option. Here is a liability policy that covers one in any vehicle: http://www.mexicoinsurance.com/drivers_license_liability Quote Link to post Share on other sites
cedros 961 Posted January 31, 2020 Author Report Share Posted January 31, 2020 18 minutes ago, AngusMactavish said: Here is a liability policy that covers one in any vehicle: http://www.mexicoinsurance.com/drivers_license_liability Interesting. Quote Link to post Share on other sites
HookEmHorns 401 Posted February 1, 2020 Report Share Posted February 1, 2020 Help us out here, Alan ! 1 Quote Link to post Share on other sites
tomgates 793 Posted February 2, 2020 Report Share Posted February 2, 2020 As it would apply to rental cars, liability insurance is on the vehicle. Quote Link to post Share on other sites
Eric Blair 247 Posted February 21, 2020 Report Share Posted February 21, 2020 I am told by Parker that I can get some sort of certificate that will cover my Mx plated and insured w/Parker, in the U.S. Does anyone know about this? Thanks Quote Link to post Share on other sites
ea93105 271 Posted February 21, 2020 Report Share Posted February 21, 2020 It's on the vehicle in Mexico which I believe means you can have multiple DUI's and not pay any more. Socialistic system of sorts Quote Link to post Share on other sites
Mostlylost 1,431 Posted February 22, 2020 Report Share Posted February 22, 2020 23 hours ago, Eric Blair said: I am told by Parker that I can get some sort of certificate that will cover my Mx plated and insured w/Parker, in the U.S. Does anyone know about this? Thanks Read the policy. Many Mexican insurance companies include liability coverage for the USA at no charge. If you don't understand then ask your agent. My Qualitas policy has a USA 1-800 number to call. Quote Link to post Share on other sites
Eric Blair 247 Posted February 22, 2020 Report Share Posted February 22, 2020 2 hours ago, Mostlylost said: Read the policy. Many Mexican insurance companies include liability coverage for the USA at no charge. If you don't understand then ask your agent. My Qualitas policy has a USA 1-800 number to call. I guess my question should have been if the Mx. certificate will be honored in the U.S. Quote Link to post Share on other sites
Mostlylost 1,431 Posted February 22, 2020 Report Share Posted February 22, 2020 If your policy says USA coverage then you have USA coverage to the limit stated. You should have the USA contact number. If not then get it from your agent. If stopped by police just hand them your Mexican reg & ins policy. They will look at them and hand them back. Quote Link to post Share on other sites
Kiko 526 Posted February 22, 2020 Report Share Posted February 22, 2020 My Qualitas policy has liability coverage in the states, however, it does not meet the required minimum threshold in Texas. My HDI policy has no liability coverage in the states. When stopped by a DPS trooper (Mexican-American) near Cotulla I gave him my Qualitas policy but he did not read, write or speak Spanish. After a lot of conversation he decided to let me go. I offered to call the 800 # in Mexico so he could talk with a bi-lingual Qualitas CSR but he declined. I was not stopped for speeding or any other infraction. He told me the reason I was stopped was my Jalisco plates. Guess he had a slow day. Quote Link to post Share on other sites
Mostlylost 1,431 Posted February 22, 2020 Report Share Posted February 22, 2020 30 minutes ago, Kiko said: My Qualitas policy has liability coverage in the states, however, it does not meet the required minimum threshold in Texas. My HDI policy has no liability coverage in the states. When stopped by a DPS trooper (Mexican-American) near Cotulla I gave him my Qualitas policy but he did not read, write or speak Spanish. After a lot of conversation he decided to let me go. I offered to call the 800 # in Mexico so he could talk with a bi-lingual Qualitas CSR but he declined. I was not stopped for speeding or any other infraction. He told me the reason I was stopped was my Jalisco plates. Guess he had a slow day. Wow. A policeman admitted he made an illegal stop. I am sure there are many policies issued in different states of the USA that don't meet other states requirements. I have never heard of that being a problem while driving state to state. Can you imagine someone from say North Dakota having a problem driving in California because their liability policy didn't meet the California requirements? Quote Link to post Share on other sites
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