apolanco Posted April 8, 2019 Report Share Posted April 8, 2019 Has anyone had success purchasing collision and/or theft coverage on a Mexican plated vehicle while the vehicle is being operated in Texas (or anywhere else in the US)? I've contacted a number of agents who offer liability coverage meeting Texas requirements, but nothing else. My Qualitas policy already includes liability coverage, but I really need coverage for losses to the vehicle. Link to comment Share on other sites More sharing options...
pappysmarket Posted April 8, 2019 Report Share Posted April 8, 2019 Imagine a Mexican company sending adjusters to the US to investigate and pay claims for collisions and thefts. Liability claims can easily be referred to an attorney for settlement. Picture and American insurance company offering full coverage for a Mexican vehicle for a 2 week policy. Where's the profit? Drive carefully and lock your vehicle. The vast majority have no problems. If risking it is too risky...fly and rent a car. Link to comment Share on other sites More sharing options...
bontepar Posted April 8, 2019 Report Share Posted April 8, 2019 No such thing Link to comment Share on other sites More sharing options...
Gonzales Posted April 9, 2019 Report Share Posted April 9, 2019 Our Qualitas policy covers us in the US. Link to comment Share on other sites More sharing options...
RickS Posted April 9, 2019 Report Share Posted April 9, 2019 1 minute ago, Gonzales said: Our Qualitas policy covers us in the US. Are you sure it covers Collision/Comprehensive? Most only cover liability NOB. Link to comment Share on other sites More sharing options...
Gonzales Posted April 9, 2019 Report Share Posted April 9, 2019 Checked with my agent before we left. Link to comment Share on other sites More sharing options...
RVGRINGO Posted April 9, 2019 Report Share Posted April 9, 2019 Check very carefully, and don't take the spoken word of an agent. Most policies that 'cover you north of the border' do so with an attached separate policy, written by a separate company in the USA. They may exclude the 'collision' coverage, as parts for your Mexican car could be difficult, or just slightly different, etc., etc. If your agent is Mexican, he is culturally incapable of responding to your question about coverage with a, "No". So, read the policy! Link to comment Share on other sites More sharing options...
AngusMactavish Posted April 9, 2019 Report Share Posted April 9, 2019 When Things Don't Add Up...Start Subtracting Link to comment Share on other sites More sharing options...
ibarra Posted April 9, 2019 Report Share Posted April 9, 2019 We were told in Laredo, TX, at a reputable Insurance Agency that we must have an address in the U.S. to buy comp and collision insurance. We drive our MX plated car in TX with liability only. If you find a way to get comp and collision, please let us know about it. Link to comment Share on other sites More sharing options...
moonhill Posted April 10, 2019 Report Share Posted April 10, 2019 We used our son's address in Texas and bought through AAA. 6 month policy. Link to comment Share on other sites More sharing options...
Tiny Posted April 10, 2019 Report Share Posted April 10, 2019 9 minutes ago, moonhill said: We used our son's address in Texas and bought through AAA. 6 month policy. Will your son rent out his address? HAHAHA Link to comment Share on other sites More sharing options...
gogirl Posted April 10, 2019 Report Share Posted April 10, 2019 On 4/9/2019 at 12:14 PM, Gonzales said: Our Qualitas policy covers us in the US. Qualitas told us that in order to have coverage while traveling in the US we would have to notify them beforehand. Link to comment Share on other sites More sharing options...
Mostlylost Posted April 10, 2019 Report Share Posted April 10, 2019 4 hours ago, moonhill said: We used our son's address in Texas and bought through AAA. 6 month policy. AAA sold you an insurance police on a Mexican plated vehicle? Were you an existing member of AAA Texas? Link to comment Share on other sites More sharing options...
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