Zeb 465 Posted July 6, 2018 Report Share Posted July 6, 2018 Can anyone suggest a Mexican Debit card that works for on line purchases? Quote Link to post Share on other sites
Cronopio 25 Posted July 6, 2018 Report Share Posted July 6, 2018 Bancomer's debit card (el Libreton) works online. I've used it at costco online, amazon.mx, and volaris online. No problems. Yet. Quote Link to post Share on other sites
Floradude 255 Posted July 6, 2018 Report Share Posted July 6, 2018 Banamex debit card does. It would be my guess that all of the major national banks do. Quote Link to post Share on other sites
Zeb 465 Posted July 6, 2018 Author Report Share Posted July 6, 2018 Thanks. We have a Multiva debit card and it does not work for on line purchases. We consider it to be a major bank. This is why I am asking for specifics. Quote Link to post Share on other sites
lakeside7 982 Posted July 6, 2018 Report Share Posted July 6, 2018 There have been horrible stories about Debit Cards and compromised accounts. It seems one of the side benefits in having a Mexican Debit Card ...the problem of missing funds is your responsibly not the Banks!!! 2 1 Quote Link to post Share on other sites
solajijic 326 Posted July 6, 2018 Report Share Posted July 6, 2018 Get yourself a prepaid Mexican VISA card. You can fill it with as much money as you think you need every day and keep the rest relatively safe. We carry several on vacations to use in ATMs etc.. all over Mexico. Quote Link to post Share on other sites
Zeb 465 Posted July 7, 2018 Author Report Share Posted July 7, 2018 18 hours ago, solajijic said: Get yourself a prepaid Mexican VISA card. You can fill it with as much money as you think you need every day and keep the rest relatively safe. We carry several on vacations to use in ATMs etc.. all over Mexico. Does it work for internet purchases? I've been thinking about your suggestion Solajijic and I remembered that when we first got here, this is what we looked for, and were unable to find any. In the USA, we just go to any retail store to buy those. Where would we get those here? Quote Link to post Share on other sites
Floradude 255 Posted July 7, 2018 Report Share Posted July 7, 2018 Multiva is/was an investment and money exchange operation that became a bank a few years ago to better serve the needs of the local community. It does not have bank branches throughout the country. I have both an Intercam account and a Banamex account. 1 Quote Link to post Share on other sites
traderspoc 262 Posted July 7, 2018 Report Share Posted July 7, 2018 Mexican debit cards use different rules the the USA check with your bank manager. if someone steals your pin and account number, they will empty out your account. the bank will not reimburse you like USA 1 Quote Link to post Share on other sites
solajijic 326 Posted July 8, 2018 Report Share Posted July 8, 2018 We have an Intercam account to which we each have a debit card. However Intercam also offers a "vacation VISA" card which you can load with several different currencies. And you can do it from your Intercam account using the dongle green thingy (which I hate). Quote Link to post Share on other sites
Zeb 465 Posted July 8, 2018 Author Report Share Posted July 8, 2018 3 hours ago, solajijic said: We have an Intercam account to which we each have a debit card. However Intercam also offers a "vacation VISA" card which you can load with several different currencies. And you can do it from your Intercam account using the dongle green thingy (which I hate). To be sure--have you used it for on line purchases? Quote Link to post Share on other sites
solajijic 326 Posted July 8, 2018 Report Share Posted July 8, 2018 I do not personally know. However ask Marta at Intercam if they still offer the cards. I bought something with mine yesterday in town to make sure it was still active. From what I can see on the card it isn't necessarily connected to Intercam but is a VISA product. This would mean that Intercam acts as the product originator and everything from there, all the financial processing etc.. goes thru VISA. Quote Link to post Share on other sites
blankletmusic 26 Posted July 8, 2018 Report Share Posted July 8, 2018 Online purchases using debit cards are risky anymore with all the ID theft in the world, and if there's a problem with the transaction the other party already has the funds from your bank account . Credit cards offer a lot more protection/recourse, especially in problematic transactions as they are not drawing directly from your checking or savings account, plus you can file a dispute when things go awry. If you need to make online debit card purchases, keep relatively small amounts of money in that account and make sure it's not linked to a savings or other account from that same bank. In so doing, the worst that can happen is someone could empty out an account( with not a lot of money in it) and you can then have the bank cancel that card and issue you a new one with a totally different number. (with a chip). Another person mentioned a refillable VISA card. Better than a debit card as it isn't linked to your bank accounts. 1 Quote Link to post Share on other sites
cedros 984 Posted July 9, 2018 Report Share Posted July 9, 2018 For the above reason I never use my debit card for purchasing things-I only use it for ATMs. Quote Link to post Share on other sites
Bookworm 31 Posted July 9, 2018 Report Share Posted July 9, 2018 How does one acquire and replenish a refillable Visa card. Sorry not familiar with them. Thanks Quote Link to post Share on other sites
joco69 40 Posted July 9, 2018 Report Share Posted July 9, 2018 On 7/6/2018 at 6:25 PM, lakeside7 said: There have been horrible stories about Debit Cards and compromised accounts. It seems one of the side benefits in having a Mexican Debit Card ...the problem of missing funds is your responsibly not the Banks!!! Not true I have had some incidents using my debit card in GDL restaurants with double charging, changing a few pesos, obviously a fraud, reported it and within a few weeks I got credited back. Got a problem at an ATM one day, a 200 bill mixed within 500 bills made me loose some money, reported it and within 3 weeks problem got solved. I use my debit card whenever possible, safer than using cash. Quote Link to post Share on other sites
artsnob 441 Posted July 10, 2018 Report Share Posted July 10, 2018 Multiva has a branch in San Pedro Garza Garcia/Monterrey they also have atm machine around town. I us them regularly there and in Ajijic no problem. Card not usable on internet. Quote Link to post Share on other sites
Joco 190 Posted July 10, 2018 Report Share Posted July 10, 2018 On 7/8/2018 at 6:47 PM, blankletmusic said: Online purchases using debit cards are risky anymore with all the ID theft in the world, and if there's a problem with the transaction the other party already has the funds from your bank account . Credit cards offer a lot more protection/recourse, especially in problematic transactions as they are not drawing directly from your checking or savings account, plus you can file a dispute when things go awry. If you need to make online debit card purchases, keep relatively small amounts of money in that account and make sure it's not linked to a savings or other account from that same bank. In so doing, the worst that can happen is someone could empty out an account( with not a lot of money in it) and you can then have the bank cancel that card and issue you a new one with a totally different number. (with a chip). Another person mentioned a refillable VISA card. Better than a debit card as it isn't linked to your bank accounts. I had money taken from my account and my debit card is tied to it. The bank cancelled the card, issued a new card and refunded my money just like a bank in the US will do. You will not have money refunded with a prepaid card. It is safer to have a debit card to purchase online. I have Banco Azteca. It is open 7 days a week from 9 to 9 so it is very convenient. Quote Link to post Share on other sites
Joco 190 Posted July 10, 2018 Report Share Posted July 10, 2018 35 minutes ago, artsnob said: Multiva has a branch in San Pedro Garza Garcia/Monterrey they also have atm machine around town. I us them regularly there and in Ajijic no problem. Card not usable on internet. Multiva is an investment house and not a bank, isn't it? 1 Quote Link to post Share on other sites
bournemouth 588 Posted July 10, 2018 Report Share Posted July 10, 2018 45 minutes ago, Joco said: Multiva is an investment house and not a bank, isn't it? It is now a bank. 1 Quote Link to post Share on other sites
Zeb 465 Posted July 11, 2018 Author Report Share Posted July 11, 2018 On 7/10/2018 at 8:33 AM, bournemouth said: It is now a bank. That is correct. 1 Quote Link to post Share on other sites
mudgirl 2,759 Posted July 11, 2018 Report Share Posted July 11, 2018 Have had a Bancomer debit card for 9 years, used to make many in-store purchases with never a problem. Have never used it to pay online. Many Mexican businesses, sellers on Mercado Libre, etc., have account numbers you can use to pay for online purchases by paying through OXO or directly at the bank, rather than giving out your debit card info online. Quote Link to post Share on other sites
bmh 2,396 Posted July 11, 2018 Report Share Posted July 11, 2018 I pay on line with my bancomer debit card and never have had a problem. Quote Link to post Share on other sites
lakeside7 982 Posted July 12, 2018 Report Share Posted July 12, 2018 Well I guess the majority of customers do not have problems, I only know 3 personally who lost money or took many months to replace the fund's. The process always started with the assumption it is the customers fault, do not come crying to the bank Quote Link to post Share on other sites
Joco 190 Posted July 12, 2018 Report Share Posted July 12, 2018 19 hours ago, mudgirl said: Have had a Bancomer debit card for 9 years, used to make many in-store purchases with never a problem. Have never used it to pay online. Many Mexican businesses, sellers on Mercado Libre, etc., have account numbers you can use to pay for online purchases by paying through OXO or directly at the bank, rather than giving out your debit card info online. I have a friend with a Bancomer ATM card that he has lost several times. I think he left in an ATM once and lost a few thousand pesos. Bancomer promptly refunded his money and replaced his card every time. 1 Quote Link to post Share on other sites
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