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Home Owner's Insurance - for everything


mhopkins2

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Has anyone tried to get a full package of protection for their home that includes more than liability, flood, fire and earthquake?  How about if ANYTHING happens that requires repair to the home.  Could be a gas truck running through your front gate, wheel falling off a plane overhead, tree falling on your wall, house sliding down a hill, etc.

 

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yes as far as the tree falling , it actually happened to us and we did not get any money because it was our own tree falling on our car. If it had bee a neighbors tree we would have been covered if it had fallen on the neighbor´s car we would have been covered.. ..we have eathquake and flood , liaibility and cancelled everything else. We cancelled theft, as we have no facturas or receipt for most of our stuff so we would not get any money and life is too short to take pictures of everything and make a schedule...

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