I have a Bank of America Credit Card that I apparently lost. How did I discover this? I checked my credit card balance and discovered that already today there had been 5 ATM withdrawals today for a total of about $800 US dollars made from ATMs lakeside. There were no fraudulent charges made before today. So I apparently lost the card yesterday. I have no idea how it could have fallen out of my wallet or how I could have lost my card. But I did.
What I do not understand is how could have the thieves have gotten my pin #. I don't even know what it is as I do not use ATMs with this card and would have no reason to even know it
I phoned the bank and reported these fraudulent withdrawals and my credit card has been cancelled and because I discovered this immediately, I will not be held responsible for these fraudulent ATM withdrawals. I got the idea if you did not discover and report the fraudulent use of your card after so many days (maybe 3) that older Fraudulent ATM withdrawals would not have been covered by the bank.
So be careful folks. Don't let this happen to you.