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AjijicStoic

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  1. Just made me wonder - dozens of expat communities in multiple countries - is there another example of the services under medicare offered by LMG in any other country? Or any agent other than Goble? Contacting Boomer Benefits, a very large broker in the US. Speaking with them on Monday. Also went on Blue Cross Blue Shields site - under being eligible - #3, you must live in the plans area. Doubt virtual mailboxes count.
  2. I have spoken with Jeff Goble a few times and met with his partner, Greg Hovey today (after listening to his presentation yesterday). I am not buying insurance thru he, or his partner. You can make your own decision. We met at 12:05 pm at Black Coffee. At 12:14, he got up, said he needed to check out of his Air BnB. This was just after I told him I was not buying today as I was not a lawyer and wanted my attorney to review the policy. facing facts, I am in Mexico with little legal recourse of a business deal between Americans - Mexico doesn't care. And immediate departure is putting it mildly. Here's what else I know: 1. He brought no presentation to the meeting at the American Legion, nor did he have business cards. 2. He claimed to be from Sonora, San Carlos - his agency is on LinkedIn - says Tuscon Az. 3. The website he touted "SafeTravelInmexico.org - well, I was on it last night - today, after the meeting, google did not recognize the website - I am very good at digital media, having been a global digital marketing consultant to Kellogg's for 5 years, amongst others for over 20 years. I know how to research via the web. 4. The policy he was trying to sell me today - I mean he started the meeting asking my birthdate and he was generating the policy on his phone without me even asking - well I was on his website yesterday - The policy on the site was from a company called "Worldwide" - I googled them today - no website appeared. (note: I use a US based VPN network - I can get anywhere on the web) 5. Yesterday, he mentioned to the crowd how you need to return to the US at least every six months for the coverage via Medicare Advantage to be valid here. I was able to confirm there is such a medicare rule for Medicare Advantage providers, HOWEVER, that rule is for domestic travel in the US, not foreign travel. The only information I have been able to gather says 60 days of emergency coverage, and this is travel from the US. 6. Also, you MUST reside in the state the advantage plan is from. Residing in Mexico, you run the risk of the company denying coverage. 7. I also wondered - how could Lakeside also have no deductable and no copay? Is it due to them charging US rates? In Mexico, we have to pay the hospitals then turn in a claim - LMG pays for you then bills the insurance companies - Mmmmmmm - could they be paying Mexican medical rates and charging US rates? 8. I don't know, but for my money, I think all this is too good to be true, folks are hearing what they really hope to be true, and need to be true - but for me, it is buyer beware. 9. As others have mentioned - call your provider and seek the truth. I can afford getting health insurance, I can not afford having a major medical claim denied coverage.
  3. I have spoken with Jeff Goble a few times and met with his partner, Greg Hovey today (after listening to his presentation yesterday). I am not buying insurance thru he, or his partner. You can make your own decision. We met at 12:05 pm at Black Coffee. At 12:14, he got up, said he needed to check out of his Air BnB. This was just after I told him I was not buying today as I was not a lawyer and wanted my attorney to review the policy. facing facts, I am in Mexico with little legal recourse of a business deal between Americans - Mexico doesn't care. And immediate departure is putting it mildly. Here's what else I know: 1. He brought no presentation to the meeting at the American Legion, nor did he have business cards. 2. He claimed to be from Sonora, San Carlos - his agency is on LinkedIn - says Tuscon Az. 3. The website he touted "SafeTravelInmexico.org - well, I was on it last night - today, after the meeting, google did not recognize the website - I am very good at digital media, having been a global digital marketing consultant to Kellogg's for 5 years, amongst others for over 20 years. I know how to research via the web. 4. The policy he was trying to sell me today - I mean he started the meeting asking my birthdate and he was generating the policy on his phone without me even asking - well I was on his website yesterday - The policy on the site was from a company called "Worldwide" - I googled them today - no website appeared. (note: I use a US based VPN network - I can get anywhere on the web) 5. Yesterday, he mentioned to the crowd how you need to return to the US at least every six months for the coverage via Medicare Advantage to be valid here. I was able to confirm there is such a medicare rule for Medicare Advantage providers, HOWEVER, that rule is for domestic travel in the US, not foreign travel. The only information I have been able to gather says 60 days of emergency coverage, and this is travel from the US. 6. Also, you MUST reside in the state the advantage plan is from. Residing in Mexico, you run the risk of the company denying coverage. 7. I also wondered - how could Lakeside also have no deductable and no copay? Is it due to them charging US rates? In Mexico, we have to pay the hospitals then turn in a claim - LMG pays for you then bills the insurance companies - Mmmmmmm - could they be paying Mexican medical rates and charging US rates? 8. I don't know, but for my money, I think all this is too good to be true, folks are hearing what they really hope to be true, and need to be true - but for me, it is buyer beware. 9. As others have mentioned - call your provider and seek the truth. I can afford getting health insurance, I can not afford having a major medical claim denied coverage.
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