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kimanjome

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About kimanjome

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  1. The virus resurfaces because it is imported from elsewhere, with individual carriers who haven't been wearing masks. I'm talking about a global level of mask wearing. The algorithms are available online, if you look. The biggest hope is that this virus is weakening. Scientifically speaking, coronoaviruses like this one usually start in bats (or maybe, pangolins). They then spread to a wild animal, such as a wild cat or fox that eats an infected bat that has had contact with a rabbit. The cat or fox catches the coronavirus, but the virus is weakened somewhat. Then, the fox or wild cat passes the virus onto another mammal, eventually reaching us humans in a weak and mutated state. It is the coronaviruses that skip the mammalian chain--not giving it time to mutate--that pose the greatest threats. As time goes on this virus should be mutating among the human population, and it appears to be doing so. In the meantime the AstraZeneca (ticker AZN) vaccine (Oxford vaccine out of the UK) is in its 3rd and final trial, ending around August 20/21st. AZN's partner manufacturing facility in India has already processed millions of vials of this vaccine, on the assumption that the final trial results will be successful. The UK and USA have each contracted 80 and 300 million vials, respectively, with anticipated distribution in mid-September through October.
  2. I'm in Miami now (hotspot out-of-control) and it's the same here. Makes me SO angry--can't use the excuse the 'masks are too hot" as there is a/c everywhere! Really, how difficult is it to wear a mask? If 90% of the population around the globe wore a mask for 3 short weeks when out in public this virus would be gone from the planet. 3 short weeks! Such a contrast in thinking in Mexico, even among the Mexicans: our gardener and his assistant wear their masks religiously, even when they are working outdoors in our garden. But our housekeeper, who lives in a small, crowded home with 9? other family members, will not wear a mask in our home. Glad I'm not there.
  3. Includes cables. Never used. $50 USD or $1100 pesos. Model Shaw Direct Moto model HDD-SR605.
  4. My vehicle is overdue for getting a new registration sticker. Actually, the sticker i have now is over 2 years old. Last time I registered was over a year ago and at the time there were no stickers, I was told to return in 3 months. Did so, and still, no registration stickers. Tried one more time, gave up. IS there someone who does these kinds of errands? I pay them 200, 300 pesos, whatever it is, for them to go to the DMV equivalent in Chapala and re-register my car for me (and hopefully get that elusive registration sticker). Are they even giving the stickers out anymore? And no, I am not talking about the emissions sticker.
  5. Our gardener is P/T and makes 76 pesos an hour. He is a super hard worker, a gem of an employee. Our housekeeper is P/T and makes 58 pesos an hour plus bus fare (that she takes from the petty cash coffee can at her discretion) which is an additional 15 pesos a day, bringing her hourly rate to 61 pesos an hour. Truth be told our housekeeper no longer works her full schedule as when hired originally; she comes late and leaves early each shift (we were warned by other employers that this would happen, and it did). Plus we pay Christmas bonus of 2 weeks as required by law, and vacation pay, AND 5 paid "sick" days every year, goods we buy in bulk like LED lightbulbs, etc etc. Also, nice Christmas gifts from the states, like 14K jewelry. That is the NORMAL pay. They come 3x a week. However, recently due to Covid we reduced hours of staff. but continued with full pay. There were a few weeks where they came only 1x a week, then they moved it up to 2x a week, and still received 3x a week pay. There has been no effort on part of gardener or housekeeper to return to their normal 3x week schedule. We have been told that Jalisco is still not open with "full services", and until Covid goes away nobody intends to return to their normal working hours. We have been told by other expats we are being taken advantage of. But we are going to leave Mexico soon and turn our home over to a rental agency and let them handle the gardener and housekeeper issue. Really, we should have done that from the start. After living in Mexico for a few years I realize how much more I prefer the anonymity of household workers, like Merry Maids. Other expats here in Mexico want to have the extended family feel with their staff, but that isn't us. I guess you live and learn. About 18 months ago I posted on this forum a link to an article that showed the Lakeside domestic workers are the highest paid in all of Mexico, even beating out SMA and Baja. OP, you are lucky to have had some polite and candid responses to this post. When I asked a few years ago I was given snide and evasive answers.
  6. I know things are returning to semi-normal. When do domestic workers return to regular schedule?
  7. I notice International Living mag is starting to push Mexico again Yes, Covid has affected the market some, but the crap going on in the US (where I am at present, trying to tie up some loose ends) is enough to sour anyone's stomach and make them consider jumping ship. Prices in the US are high high high. I go to the grocery store and see sweet red peppers for $3.99 each. A whole pineapple for $2.99. A much-reduced-from-2015-size Panera soup and sandwich you pick 2 runs about $11-. My 80+ year old dad just got a script from his doc for Viagra----at $50 a pill! And my dad has Medicare plus great private insurance. Meanwhile a man friend told me he got name brand Viagra in Ajijic for $5 a pill! There also some new studies coming out showing that many of us here have had Covid and don't even know it. The Boston Homeless study revealed that 96% of the population in the Shelter tested + for Covid and were asymptomatic, or at worst, had colds and thought nothing of it. Ditto for the new study released for inmates in Arkansas, Virginia, and Alabama. There are a few studies now showing that 30 -60% of the population catches Covid, but the immune system is triggered to re-code the viral RNA sequence of Covid to deactivate or mutate the virus....making the virus a minimal infection, if any infection at all. Not only that, but many people who test + with Covid early on are later tested for antibodies, and there are none, because their immune systems wiped out any trace of Covid-19 RNA, as the immune system is supposed to do, by breaking it down to a regular coronavirus. An experiment with exposed Rhesus monkeys proved the same. I'm saying all this because I think the market is going to correct itself sooner rather than later, especially as we discover more optimistic facts about Covid and how limited the virus actually may be.
  8. My husband went to Telmex today, Monday the 18 May, and it is still closed. Bill is due in 4 days. Walmart says they no longer are taking payments. Any suggestions?
  9. Out in SAT, also...intermittently on and off, like everyone else. Will report. RE: Calling the 800 123 2222 number, do I dial 0 first, or 1?
  10. Been trying to reach someone in SAT, La Paz and Jesus Garcia area, via Skype and landline, no answer. Does anyone know if the power is out (I did see a CFE notice saying all of lower SAT may be out today) or if it is still out? Thank you.
  11. Those are good points. Yet, the people (seniors) with whom I have spoken don't care one iota about leaving an estate behind to anyone. The estate inherits the debt, the heirs don't. I'm in Florida now and surrounded by geezers, many of whom I have spoken with about estate planning. 50% want to leave something to their children, while the other 50%--my parents are a great example of this--have no intention of leaving me or my sister anything other than a few sentimental items of little monetary value. They earned it, they saved it, they enjoy spending it while they are alive. When they pass on and the mortgage on the house and the car payments and the credit card bills are more than the value of the estate. so what? They are dead in their graves, not a worry in the world. My sister and I will be the ones to close out the estate (which is in the negative numbers) but other than taking our time, we don't owe anything nor are we responsible for our deceased parents' debts--meaning, I won't have to go into my personal savings to pay off my parents mortgage. I did not co-sign on that, nor am I a guarantor. Again, this mentality of NOT intending to pass assets onto the children is really common among the geezers here in Florida. I think the financial downturns in 2008/9 and the one now have a great deal of influence in the "live life now and to heck with the future" current attitude.
  12. Not in Florida and other Homestead states with protection written into the state law or constitution. The primary residence is untouchable. One reason why I like Florida as a primary residence location. https://www.alperlaw.com/florida-asset-protection/florida-homestead-law/
  13. Agreed, very cheap to hunker down in Mexico right now. Also in agreement about waiting until the economy bounces back. The cost of living in Mexico, which translates to a higher standard of living, is a major draw for retirees wanting to relocate here. I am astounded at the prices here in the US. $2.99 a pound for apples. $3.99 for an individual sweet red pepper at the local grocery store--Walmart sells them at a bargain price of $1.78 each! Ground chuck at $6.99 a pound, on special price of $4.99. And don't even talk to me about chicken prices! Eating out is a major luxury. Panera Bread YouPick2 used to be a casual meal. Now, with a half sanwich, a small cup of soup, a tiny slice of baguetter, the order costs me $12, including tax and a small tip. Twelve dollars! I did see gas at $1.89 a gallon today. But who is going anywhere, really, to avail themselves of this distress-sale price?
  14. Thank you for the info. We have been thinking of selling (or possibly renting, uncertain at this stage). Lakeside, we have been in the US recently (I still am!) and we have been pricing retirement homes in Florida. Need to return for health reasons. Home prices are high, and show no signs of falling, other than $1000 or $2000 on "reduced price" listings. Median price range for a 2/2 of 140 sq meters (1500 sq feet) in a retirement subdivision is well above $200K. If you want a 3/2 of 180 sq meters (2000 sq feet) in an affordable golf course community with low HOA expenses, you will be looking at a minimum of $350K. Why? Demand outstrips supply. Every day over 900 people, mostly seniors and retirees, are moving to Florida. Yes, their 401Ks are down. So instead of buying a 600K home they might settle for a $450K home. Also, mortgage lending rates are almost zero %! How can they go wrong? Lastly, there is almost 30 billion dollars in value in retirees estates. Those retirees are dying, and the next generation--heirs between the ages of 55 and 70--are reaping windfalls. We visited Sun City Center in Florida. The average age there is something like 61. Flashback to when we visited Sun City in 2012, and the average age was 72. The demographics are changing, rapidly. This generation of inheritance is very affluent. More than a handful are taking early retirement as soon as they inherit. Also: the agent with whom we have been working told us that 10, 15 years ago most people paid cash. Now she says 95% are financing. Why? Low interest rates, of course, BUT, many have the intention of never paying off the mortgage. When they die, the debt is no longer their problem, it's the bank's problem. The bank can't foreclose if the surviving spouse lives there. So where is the motivation to pay off the mortgage?
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