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kimanjome

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About kimanjome

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  1. (apologies if this is the wrong place...unsure whether here of Customs and Immigration) I'm trying to come up with a way to get myself and my 2 big, oversized cats in big crates across the border to Laredo, where I can then get a cab to take me to the Laredo Airport and I can pick up a rental car to drive myself and the 2 felines to Florida. I just can't see myself trying to lug 2 crates, each with a 20 pound cat inside, through US immigration. I suppose I could stack them on a dolly or a luggage trolley, if I could find one.... Correct me if I am wrong, but doesn't that 25-mile border zone "thing" into the US allow certain Mexicans to get into Laredo with no hassles? I know of Mexican drivers here who will make the run as far as the border, but I've never asked if they can actually cross. I did speak with one who is a dual US citizen but he would only drive my car, and I won't have my car. Suggestions welcome.
  2. Trying to finish off a living room and we need 2 smallish tables. Condition = acceptable, there's always magic in a can of spray paint.
  3. We need a comfy occasional chair for an empty corner of our living room. Neutral color or pattern, style not very important as long as it's not plaid Herculon from the 1970s.
  4. I'm 58, medical history includes: hysterectomy 10 years ago, gall bladder surgery 6 months ago, and occasional things like strep throat, food poisoning (on IV for 36 hours) and I had a mild case of walking pneumonia last year, caught it flying back to Mexico from Europe. I've been quoted by Cigna, Aetna, and others for global insurance coverage, excluding USA, around $350 -400 month. That comes with a $2000 annual deductible. If I add the US in there it goes up to $900- a month. My husband is 72 and as healthy as an ox, low BP, everything looks great, and he was quoted over $600 a month with $5000- deductible. He has Medicare in the US so we decided to skip health insurance for him and either use Seguro Popular for emergencies, or private pay here. 600x12=7200, plus 5= $12,200 a year, before even getting anything back? No thanks. The money we thought we would save by moving to Mexico isn't as great as we thought, as costs here are going up, so we are contemplating going back to the US. It will cost me more but him less, so we break even. Other things in the US certainly cost more, but when I start paying 200% markup on vitamins and clothing coming through amazon.com.mx, I realize the savings get eaten up in another way. Hope that info kinda helps.
  5. @Pappysmarket, we are thinking about returning to the US, also for the same reasons. When we moved here 3 years ago we thought we would obtain health or evac insurance for my spouse, then 70, and inexpensive private coverage here in Mexico for me, then 56. Come to find out the evac insurance doesn't cover you until you are completely stabilized in Mexico, so what's the point in going back to the US by that time? Also, we have been told that after age 70 the cost of insurance here is so pricey it's not even worth it. Better to stash the $700 or $800 or more a month that would go towards Mexican health insurance, in the bank and have it saved for an emergency. In my situation, now at age 58 , I am being quoted appx $375- a month for global insurance excluding the US by companies like Cigna, and roughly the same price by local insurance companies here in Mexico. It's substantially much higher than when we were researching Mexico 3-4 years ago, when the quotes at the time were a reasonable $150-$200 a month. I've been told that it is due to fraud and padding the bills. I know my recent stay in Puerta del Hierro Sur was $700 a night per room(!) and I was told the prices were geared to the US market and those with generous insurance.
  6. Thanks for the info--I have used Puerto del Hierro Sur (cringe! expensive) and Country2000, not quite as costly. Just last week a local middle-class dual Mexican/US citizen told me that the next time (fingers crossed, hopefully not soon) I should use Hospital Mexico Americano, I wouldn't be disappointed.
  7. We (two of us) have had a change in circumstances and I'm looking for a Financial Planner or some other Consultant-Type to give some guidance on how to sort through our options. Not looking for investment advice, as I handle that already. More like, lifestyle changes. We have an X budget to work with, and Y variables. Specifically seeking someone who can look over our options A, B, C, and D, on a big chart, and who might be able to point out things I/we hadn't considered in re-thinking whether we remain in Mexico, return NOB, or go to yet another location. Thanks.
  8. You guys have been SO helpful. Gosh, you'd think "they" would come up with a simple plan to eliminate all this bureaucratic nonsense. Again, I appreciate your efforts in helping me understand it all.
  9. Thanks! That's what it is. Question: Are these "Medicare approved charges" set at a lower, negotiated rate? Like with my private Blue Cross health Insurance, a visit to the physician is "normally" $150, but Blue Cross negotiated a deal with my network, so all I pay is $35-, which is the "co-pay". My CBC lab work has a "rack rate" of $750, but BlueCross negotiated a deal with the lab, so all I pay is like $43.12 or some crazy number. But if my husband used his Medicare Part B to visit my doctor and have the CBC, he would pay $30 for the visit, and $150 for the CBC, correct? And, should he have to go to the hospital for some emergency that costs $80,000 "rack rate", he would have to pay 20% of that--Medicare doesn't negotiate to bring it down to a reasonable level? Why would someone want that type of plan, instead of an Advantage Plan?
  10. Prior to moving to Mexico my husband had a Medicare Advantage plan in Florida, which I believe was United Health Care, kind of like a PPO/HMO. Then we moved to Mexico and had our mail forwarded to Texas, and hubby was unenrolled in the United Health Care Plan and put on "regular" Medicare. He pays like $125? $140? a month. Correct me if I am wrong, but doesn't this basic, bare bones Medicare (not sure what it's called) only pay 80% of everything? So if he needs heart surgery that costs $500,000, his share would be $100,000. If an MRI costs $6000, then my husband's share would be $1200. Are these Medicare patients charged "rack rate" or are they charged negotiated Medicare rates? I'm wondering why someone would have that type of regular Medicare plan, unless they were forced to, like my husband, because he is out of the country. We need to go back to the US for some tests for an extended time and will be living with my parents in Florida, so my husband will want coverage for whatever is most beneficial--would that be to re-join an Advantage Plan, or keep straight Medicare?
  11. Why on earth would someone build an evento? Seriously, they don't make much money....you could make as much with a cow pasture, for God's sake. And there are already places for sale that can house evento-type venues. All I can think of is some landowner decided to do something with his/her lot, to make some side cash. They would be better off building multi-family housing and renting to expats, or an ALF or something that pulls in decent income, like an RV lot. But an evento????????? I give it a year, at best.
  12. I've had 2 surgeries here in Guad. Private, top-notch hospitals that look just like the US facilities. Surgeons who trained in the US. Both with excellent results. Doctors' services were impeccable and fees were reasonable, as were lab tests, etc. Where you have to watch out is the hospital itself--some charge much, MUCH higher room and operating theatre rates than others, US prices? Learned this on my own experience and speaking to others. I was told to have on hand the names of a couple of decent, fully equipped upper-end hospitals but not the top luxe one or two. And find the best doctors. Ask around.
  13. Windscribe in the past, okay. Then ExpressVPN, but too many of their servers were being "discovered". Now using IPVanish, tolerable. I don't think any VPN is perfect, occasionally you will have to change your server, as you will get "proxy detected" notices on your device. I keep my VPN on the Dallas server, to match my Laredo billing address. Note that whatever VPN you use on each individual device, your internet speed will decrease substantially. Six months ago here in San Antonio we were having speeds of 2 Mbps down, .09 up, sitting right next to the modem. When using a VPN the speeds dropped to around 1 Mbps down. Now (for whatever reason, probably an influential Mexican neighbor) all our Telmex street cables were replaced and our internet speeds range from 45 to 51 Mbps down, and 10 to 15 up. That is a massive jump. I speed test frequently using a variety of testing services, and all are in the same range. Note that when I have my VPN active, however, my speeds drop to about 15 Mbps down and 3 or 4 Mbps up. Still perfectly good enough to watch Netflix and browse my US banking sites.
  14. Pets very easy to relocate and adjust well to new surroundings. Teenagers=not so much.
  15. New federal laws about the cohetes. Now cohetes only allowed to be sold by the churches, and set off between 8 am and 9 pm, or something like that. Of course, the law hasn't been completely enforced (no need to piss off the parishioners) yet-- and even so, what is the poor priest to do, rush around trying to find the culprits in the dark, wee hours? However, it appears Chapala is now beginning to move towards enforcing the law, poco a poco, per the insistence of the head honchos in Guad. These things can take years and years, but progressive Zapopan regs slowly trickle down to other areas, as the percentage of educated, middle-class Mexican populus grows.
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