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kimanjome

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About kimanjome

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  1. My husband went to Telmex today, Monday the 18 May, and it is still closed. Bill is due in 4 days. Walmart says they no longer are taking payments. Any suggestions?
  2. Out in SAT, also...intermittently on and off, like everyone else. Will report. RE: Calling the 800 123 2222 number, do I dial 0 first, or 1?
  3. Been trying to reach someone in SAT, La Paz and Jesus Garcia area, via Skype and landline, no answer. Does anyone know if the power is out (I did see a CFE notice saying all of lower SAT may be out today) or if it is still out? Thank you.
  4. Those are good points. Yet, the people (seniors) with whom I have spoken don't care one iota about leaving an estate behind to anyone. The estate inherits the debt, the heirs don't. I'm in Florida now and surrounded by geezers, many of whom I have spoken with about estate planning. 50% want to leave something to their children, while the other 50%--my parents are a great example of this--have no intention of leaving me or my sister anything other than a few sentimental items of little monetary value. They earned it, they saved it, they enjoy spending it while they are alive. When they pass on and the mortgage on the house and the car payments and the credit card bills are more than the value of the estate. so what? They are dead in their graves, not a worry in the world. My sister and I will be the ones to close out the estate (which is in the negative numbers) but other than taking our time, we don't owe anything nor are we responsible for our deceased parents' debts--meaning, I won't have to go into my personal savings to pay off my parents mortgage. I did not co-sign on that, nor am I a guarantor. Again, this mentality of NOT intending to pass assets onto the children is really common among the geezers here in Florida. I think the financial downturns in 2008/9 and the one now have a great deal of influence in the "live life now and to heck with the future" current attitude.
  5. Not in Florida and other Homestead states with protection written into the state law or constitution. The primary residence is untouchable. One reason why I like Florida as a primary residence location. https://www.alperlaw.com/florida-asset-protection/florida-homestead-law/
  6. Wanted, in good, working condition--doesn't have to be the latest and greatest. Bored spouse getting back into flight simulation.
  7. Agreed, very cheap to hunker down in Mexico right now. Also in agreement about waiting until the economy bounces back. The cost of living in Mexico, which translates to a higher standard of living, is a major draw for retirees wanting to relocate here. I am astounded at the prices here in the US. $2.99 a pound for apples. $3.99 for an individual sweet red pepper at the local grocery store--Walmart sells them at a bargain price of $1.78 each! Ground chuck at $6.99 a pound, on special price of $4.99. And don't even talk to me about chicken prices! Eating out is a major luxury. Panera Bread YouPick2 used to be a casual meal. Now, with a half sanwich, a small cup of soup, a tiny slice of baguetter, the order costs me $12, including tax and a small tip. Twelve dollars! I did see gas at $1.89 a gallon today. But who is going anywhere, really, to avail themselves of this distress-sale price?
  8. Thank you for the info. We have been thinking of selling (or possibly renting, uncertain at this stage). Lakeside, we have been in the US recently (I still am!) and we have been pricing retirement homes in Florida. Need to return for health reasons. Home prices are high, and show no signs of falling, other than $1000 or $2000 on "reduced price" listings. Median price range for a 2/2 of 140 sq meters (1500 sq feet) in a retirement subdivision is well above $200K. If you want a 3/2 of 180 sq meters (2000 sq feet) in an affordable golf course community with low HOA expenses, you will be looking at a minimum of $350K. Why? Demand outstrips supply. Every day over 900 people, mostly seniors and retirees, are moving to Florida. Yes, their 401Ks are down. So instead of buying a 600K home they might settle for a $450K home. Also, mortgage lending rates are almost zero %! How can they go wrong? Lastly, there is almost 30 billion dollars in value in retirees estates. Those retirees are dying, and the next generation--heirs between the ages of 55 and 70--are reaping windfalls. We visited Sun City Center in Florida. The average age there is something like 61. Flashback to when we visited Sun City in 2012, and the average age was 72. The demographics are changing, rapidly. This generation of inheritance is very affluent. More than a handful are taking early retirement as soon as they inherit. Also: the agent with whom we have been working told us that 10, 15 years ago most people paid cash. Now she says 95% are financing. Why? Low interest rates, of course, BUT, many have the intention of never paying off the mortgage. When they die, the debt is no longer their problem, it's the bank's problem. The bank can't foreclose if the surviving spouse lives there. So where is the motivation to pay off the mortgage?
  9. I agree completely! In the US my maid might be considered "poor" because she doesn't own a car. But she does own her own home, she takes at least two "traveling" vacations a year (in which she stays in a hotel in another distant location for an extended stay), and she has electricity, running water, big screen TV with cable, and once a year she gets a new Samsung cell phone, passing her older cell phone off to one of her relatives. So in Mexico, I would say she is definitely middle-class.
  10. Thank you. Having the same problem with my new-ish Epson. Green and yellow only, even after cleaning and full change of tanks.
  11. It's "you're", not "your". I'm in the US now and the majority of the working population is on one month home leave with no pay. I don't think I would be unreasonable in asking my maid--who works 20 hours a week in our home--to spend an hour or two each week, in her home, to do an odd task here and there in exchange for a full weekly salary.
  12. I can't find this anywhere. Our maid and gardener came yesterday and worked. I wasn't certain if they would show, but they did. The maid showed us the news that they, workers, are supposed to stay at home. I agreed, that's okay. She said they should be paid for this. I agreed--short term. However, my concern is if this is extended for a longer period, as in the US. Few, if any, workers are being paid if they are not working at home. I've thought of asking the maid to prepare some meals while staying at home (she is always cooking soup for her large family) and put in Tupperware containers for our freezer. Or maybe sewing some of our clothes or making cloth napkins or pillowcases for our house while she is at home. (She can sew and has a machine; I have the supplies). This way I could justify to continue to pay her. Does anyone have any ideas on this?
  13. I'm in the US now and I purchased a couple of these masks, previously available on Amazon. I also sew. The outer layer (what you see on the outside) is basically a cotton gingham or other kind of quilting cotton. Attached to the cotton "gingham" is what, to my eyes, looks identical to iron-on interfacing. The reverse side that touches the face is muslin lining.There is a third layer, a flap where my hand goes through, which is also muslin. The nose piece (I can feel it) is a flat wire. The inside is hollow and identical to how a foldover pillowcase is designed: it is made as an insert pocket, where an additional disposable mask filter can be inserted. However, as the size of this virus is quite large, I have read that a doubled piece of paper towel, cut to filter size, will also work. The mask should be cleaned daily in a gentle soap and water wash, then hung to dry in the sun. These can very easily be improvised. If I were to make one with limited supplies I would use three layers of thin cotton or similar material (old man's dress shirt, etc), elastic for the ears or fabric strip ties, and even thin, flexible wire (such as plastic coated wire electric cable, or twisted bread ties in a real pinch) for the nose bridge. That's a seam dart seen in the center of the mask, and running perpendicular on the bottom is a seam pocket where the foldable 4" nose wire is. When folded to fit the nose bridge it makes a beak, of sorts.
  14. Well, the man from Arizona who died ingested chloroquine which was supposed to go into his KOI POND, not his mouth. That would be like me ingesting a glass of chlorine bleach straight, instead of a droplet in a pint of drinking water.
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