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elisabeth

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Posts posted by elisabeth

  1. I wonder how many originals of each apostilled document I need to bring?  I am applying for permanent residency and my husband for temporary.  I believe we don't need them at the consulate but we will need them once we arrive in Mexico.  Or will photocopies of the original apostilled documents be sufficient? 

     

    We will get an apostille of my husband's divorce decree, but I wonder how anyone would even know that he was married before, unless we tell them.  On this, I'm just curious. We will obtain and bring the recommended number of apostilles of the document.  Thanks!

  2. David RC, my husband and I, both 65, are planning to move in the spring.  We are planning to keep Medicare Part B, probably with Medigap, until we have been on the ground for a while to get a feel for how long term we will be there.  We don't want to pay penalties if we return to the US within a few years, since we are still relatively young.  I have met people there who keep Medicare and go back to the US once a year for a month or so to get major things taken care of, but clearly that would not work in an emergency.  They seem to either go back to stay with family, but I know one couple with apparently no close family who have a cheap place in McAllen Texas that they visit for 4-6 weeks yearly.  Another couple considering the move threw out the idea of two or more couple sharing a place in somewhere like McAllen, since each would only use it for a month or so.  Those are some things we are considering.  I think I picked up the idea of keeping Medicare at least for a trial period of a few years from someone on this board, but I could be mistaken.

     

  3. Numbeo is cited as the source for these figures.   A note on the Chapala page says there have been 9 different contributors of data in the past 18 months.  Even with so few data points, this seems highly suspect. According to the author's bio on Investopedia,, she writes regularly on retirement planning.  I am embarrassed that a network-related media site would "publish" such poorly researched work.  I don't see a way to comment there or to contact the writer. 

  4. My husband and I are planning to relocate in the spring, and I have been on this board sporadically (I have a learned a lot, and I highly recommend browsing back in time and reading what interests you, because you will get questions answered that you wouldn't think to ask . . .). We visited in the summer and I am on Facebook, where you really see the magnitude of the influx this year.  So I would say housing has gone up a lot just this year. It's hard to predict how many will stay (some seem awfully unprepared, but that works for some people) and whether the rate of influx will stay steady.  This could either be the start of the long-predicted Baby Boomer flight, or it could be an election bump.  Over 5 years, you will see what happens. We are coming to Chapala (the town) first, where we've already made some friends - but I am also planning on considering other places once we've made that first transition.  Specifically, Morelia, Queretaro, Guanajuato, and Tequisquiapan.  But there are some wonderful people in the Lake Chapala area, so it's hard not to consider it "home" after just one trip.

  5. I know some of you bank with the SDFCU; are there any free ATMs to use Lakeside (Chapala especially). Looking on the SDFCU website, I saw locations as close to Chapala as Ixtlahuacan, and one on the Jocotepec - Chapala Libramiento - but is seems like if there are several locations in Ixtla. there should also be several in Chapala.  Any insight?

    We were going to go with USAA but I have read they will stop reimbursing for ATM fees outside the US.  Ally is another bank of interest - if any of you use it, what are the fee-free ATM options?

    Thanks in advance.

     

     

  6. Wili. another option is to work with someone who is not a realtor but who specializes in services for people who are settling, or thinking of settling, Lakeside.  I "met" two on Facebook and can get contact information, if you would like me to send you a private message.  I assume you compensate them for their time in some way. 

     

  7. On 4/29/2017 at 0:22 PM, gringal said:

    For those who either don't want to or can't maintain a U.S. address, there are alternatives.  Check out American Citizens Abroad website.  There are banks and credit unions who cater to expats.  When Banamex USA kicked a bunch of us expats under the bus for no other reason than that we were using a Mexican address, many had to scramble to find a way to have an account and a credit/debit card.  We now have an account, a high limit credit card and all at very good rates. Why not give it a try? I'd provide specifics but I keep my specific banking arrangements to myself for all the usual good reasons.:ph34r:

     

    Gringal, thank you for this very helpful suggestion.  I will join ACA if we decide to make this move.  For others, if you look at membership benefits you will find a banking solution.

  8. Schwab also has an international account for those living overseas; it has separate rules. You must open it with $25K, I think, and I don't know if that can be mainly in a brokerage account or if it has to be in the checking account.  This is one of the sticking points for me (in the decision about whether to move), as I do not want my relationship with my bank to depend on the falsehood of maintaining a US address.

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  9. I will think I am in heaven if I can have an interior patio.  We aren't looking for a particularly large house, so I don't know if interior patios will otherwise fit what we need.  Of course it would be great for cat containment (I worry about them climbing plants against exterior walls, and escaping).  Of course, sometimes the interior courtyard flooded in my Tunisian house, and water spilled over into interior spaces.

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