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Tecolote

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  1. I'm really surprised at how few Lakesiders have responded to this question about home health care assistance.Surely a fair number of Chapala and Ajijic residents have needed at some point to hire home health care assistance. Please relate any actual experiences you've had in hiring -- and retaining -- local home health care assistants. Good or bad? Costs? Reliability? Etc. -- Any information or thoughts would be welcome and helpful!
  2. Does anyone have any general information that would answer the question what proportion of of expats who come to live in the Chapala area end up returning to their home countries? I don't think there's been any kind of study, at least that I've been able to find online. I know, just from personal experience, that sometimes retirees plan to stay in the Chapala area permanently, but then, for a variety of reasons (medical conditions, or the desire to be closer to family, or other things), they end up choosing to return to their home countries. If the population of American expats in the Chapala area is 20-30,000, what proportion of these people tend, over time, to go back to live in the States? -- That's the kind of information I'm interested in, if anyone has personal experience, or even facts and figures! Thanks
  3. Can anyone share experiences with home health care in the Chapala area: For example, are there any agencies that supervise home health care assistants, so the labor requirements are met, and you don't have to deal with them yourself? What is the going hourly or daily rate? Are you satisfied with the home assistance you've paid for? -- In other words, any and all relevant, practical information, advice, concerns. Many thanks!
  4. Tomas and Tomgates, Thanks for the suggestions. There's a related discussion going on now at http://www.expatexchange.com/expat/index.cfm?frmid=254&tpcid=3418621. One of the people there admits that her brokerage account was terminated because her mail-forwarding addresses was detected by two brokerages as not being a real residential address. Here are some quotes from that thread: Schwab and Etrade both figured out that it [the forwarding address this person was using] was a PMB and not an apartment number. They insisted on a U.S. residence address, and a utility bill to prove it. An address of a friend or relative in the U.S. will not work if the brokerage requests proof of residence, such as a utility bill or lease agreement. My other concern with using a U.S. address when I don't live there, is that some states, California in particular, aggressively look for indications of residency and will attempt to tax you as a residence, based just on the fact that you indicate California as your residence on various documents with banks, brokers, credit cards, DMV, etc. Whether they succeed in taxing you as a resident or not, it can still turn into a major headache. Unfortunately, for me, the only people I know who would personally be willing to forward mail to me live in California! The prospect of having my brokerage account closed due to residing in MX is a big obstacle. And I know from past personal experience that California's tax office can be very aggressive and hard to deal with. I wonder if anyone has had the same experience as the poster quoted above, but with other large brokerages like Vanguard, Fidelity, Ameritrade, etc.?
  5. What then do Lakeside expats do when they want to keep their U.S. brokerage accounts?
  6. Has anyone had any problems using a U.S.-based mail forwarding service address in order to satisfy U.S. brokerages that you reside in the U.S.? I've read that the big brokerages will sometimes terminate brokerage accounts if the account holder indicates he or she is living abroad. So in order to maintain a U.S. brokerage account, it can be expedient to use a U.S. mail forwarding address if you don't have a U.S.-based friend or family member who will let you use his/her address. Many U.S. mail forwarding services give customers a street address followed by a "unit number," for example, which can suggest that the address may not be a real physical address. Also, it wouldn't be hard for brokerages, if they wanted to do this, to keep a database of mail forwarding service addresses, and then deny you a brokerage account. Any experience with problems like this, or have you been able to satisfy the big brokerages by using a mail forwarding service address?
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