Jump to content
Chapala.com Webboard

Honorandfaith

Members
  • Content Count

    118
  • Joined

  • Last visited

  • Days Won

    1

Honorandfaith last won the day on September 23 2018

Honorandfaith had the most liked content!

Community Reputation

37 Excellent

About Honorandfaith

  • Rank
    Newbie

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. Where are you in FL? I also have a small condo there. Just a word of warning... There is usually, in any type of líen, an "heirs and assigns" clause, that passes certain liens/encumbrances on to heirs and assigned beneficiaries, making legally liable, so no, you are not able to walk away from any deficiency. Because of that, some basic but prudent estate planning is VERY IMPORTANT, for you if not for your folks. If their estate wil be small, you might be able to get AARP to refer YOU to a cheap estate lawyer. Estate lawyers for small legacies are cheap. And you parents may not leave you money, but I am sure they don't want to leave you with heartaches. And I have seen many. There are guides for wills and trusts online, so you can all make a list of assets, deeds, bank accounts, etc, before you go into the lawyers office. You can sign a document called a "transfer upon death" at a brokerage, which keeps stocks out probate, and something similar at any bank accounts. Simple, saves headaches. And if thry have an annuity, there will have been beneficiaries named on it when they bought it. But every state's laws are different. Look online for FLs. As an executor of complicated wills and trusts in two states, and in the midst of making a new will in FL, I am re-learning all these little twists. If your parents die intestate in FL, their estate wil most likely still have to go through probate, and you will be responsible for the costs of that. Trust me, a simple will will save all of you big heartaches. Trust me. And don't do a DIY will.
  2. Kimanjome... Re: when a person with a mortgage dies... It's NOT "the bank's problem", it's the estate's problem. The house will pass into the estate, and depending on the testamentary structure, will go to an heir with a "stepped up basis" for tax purposes, but an encumbrance (a claim against the estate) at the same time, so the estate will be responsible for paying the debt/mortgage. Anybody that thinks that someone can get a mortgage, and then that debt just "goes away" upon death, is just stupid and selfish. Such a person should really think about the heirs, and put together a reasonable and clear estate plan.
  3. The lack of testing, exponential growth of the infected population, extraordinary contagiousness, and long non-symptomatic incubation period make this a very dangerous disease. I am self-isolating.
  4. The signing of the USMCA trade agreement is what has boosted the peso. Investors are figuring that the NOB industrial production will boost the Mexican GDP and ameliorate the internal recession somewhat. This will only last so long. Also, AMLO has asked the IMF to increase Mexicos credit line for loans, but has been told that it needs to drastically increase tax collections. So... We are seeing many strong suggestions and new measures to pay more taxes. The gov't can only increase the IVA by so much, Point of Sale taxes are the only sure means to raise taxes in a country where the citizens see tax evasion as a national sport, and corruption takes thr money and returns little to the people in exchange. So there will be a little peso bump now, but likely another gradual peso devaluation in the future, because MX STILL doesn't create its own business, it takes it from other countries instead. Sad.
  5. Health experts have opined that the masks really do nothing, it is the transmission thrpugh skin, mucus membranes (eyes, nose, etc).
  6. The name of the place is Ajijic Plaza Suites, I think.
  7. My experience has been that the Mexican govt "makes announcments" without doing the hard background work in advance to make sure that the facilities have adequate funding, regulations are clear, every contingency has been taken into account and planned for. Looks like one big PR stunt to me. People will suffer.
  8. Alan, I just want to say how much I appreciate your objective, well-informed information. It helps me immensely...And I always thought there was something fishy about that 60 M.
  9. So adorable! Trying to find homes for a couple of bodega kittens myself, or I would take them.
  10. Not dog, but a cat. Volaris seems to think that its role is to abuse its passengers, and especially those with pets. Read the website conditions carefully, because they will not deviate, and will lecture you on your (or her) non-compliance, and then deny your boarding. After working for Pan Am for 20 years, the level of arrogance of Volaris is staggering. I hope your experience is better.
  11. A feral momcat gave birth to 5 kittens in my bodega, and I found homes for three of them, and decided to adopt two and take them to the US. I have one old cat who travels with me by air. I asked a Volaris supervisor by phone if I could put 2 kittens in one carrier, seeing as they are so small. She said I could, as long as and the weight of the carrier plus kittens was less than 10 kilos, and they were at least 4 months old. I was overjoyed. So...I checked into Volaris at 4 AM on Thursday, having met all the conditions, and after being rudely scolded by the counter employees, was denied my flight. They did reschedule me for this Thursday. Of course, this IS the airline that charged me the full cat fare from GDL to MIA, after that cat suddenly died here in MX, and refused to give me a refund. I need to buy or borrow a smaller cat carrier, and can return in June or ago, when I come with my furniture. Can someone help me with this, please? I promise to return the carrier.
  12. I have very mixed feelings about the new system. There are 60 million poor Mexicans without health care. After seeing the gringos in Ecuador who moved there largely to use that "free" system & exploited it unfairly, I feel that it should be the responsibility of the American/Canadian population to provide for their own care, thru insurance or self-insuring. There simply isn't enough money to go around, and the Mexicans who have done without for so long should be the beneficiaries. I will probably get flamed for this comment, LOL. I say this after getting a quote yesterday for private health insurance. I am keeping my Medicare, BTW.
  13. Hi there, thought I would take you up on your offer of the Ilox router solution. I have a 2.4 Cisco 1200 router from the US with me, plus a TPlink and D-link extenders with me, and I program them myself. Small house.

    What do you suggest? My number ia 331.463.6461, name is Lindy. Used to do customer design for Bose with their custom equipment, so for an old lady, I am somewhat techie.

    Thank you!

×
×
  • Create New...