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solajijic

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Posts posted by solajijic


  1. If those checks were mailed to Mexico some of you might get it and some of you might not.

    About 2010 or so one of my husband pensions decided they could no longer deposit his pension check into his US bank account because he might be committing fraud and using offshore funds. Hahahahaha laugable but that was their stance with FACTA, along with that accusation was their buy in to Medicare for retirees over 65 so they didn't have to provide private medical insurance to their retirees. They cut a deal with Medicare and paid for it a huge amount and now they pay the monthly fees.  However since we were out of the country and Medicare couldn't service us they had to leave us on the private Medical Mutual coverage we'd been provided for 40 years. BUT and it's a big BUT we couldn't keep the Medical insurance coverage if we had a US address on his file.  And so to satisfy the no auto deposit for the remote possibiity of offshore hoarding pension bucks, and to satisfy the no foreign address for the medical insurance the pension decided to send us paper checks in the mail - monthly to Mexico.

    They mailed checks for 4 months. None arrived.  The replacement check process was onerous.  File in person a loss report with the US postal service, file a report with the local police, send all those reports and a notarized special form stating the loss and a letter from our bank stating they hadn't had that check presented for deposit in the past 90 days....for each missing check.  I explain that I cannot meet those requirements.  I explain why, where we are, how the mail works here, what the police and ministerial publico and what an abagado or notario could do...no, all in English all by US people.  The Consulate does not assist in these issues. I was furious.  So we waited figuring maybe one would get thru and we were planning a US trip soon.

    Well I found a comment section on a sub-area of the pensions website and decided to go full on Bitch-mode about this issue.  I took photos of the Ajijic post office, Open garage door, post office boxes with handwritten numbers and card board flaps, two motorcycles and a bike.  The guys were nice and knew I had been watching for these checks, obviously checks with glassine windows and no extra covering on the check amount.  They posed for photos behind their "cash box" and they told me how much they are paid.  I posted those post office photos, a photo from across the Carreterra and up and down the Carreterra and then a few photos of neighborhoods near by and the Ajijic and Chapala police stations.  I related the average daily wage etc... And I told them that there was now almost $30,000 US floating thru the Mexico postal system which we and the pension should be sure was not going to reach us in Ajijic.  I also reminded them that they were not relieved of the responsibility of paying my husband the pension and that should they continue to send monthly paper check to a country where one check was the equivalent of a years salary they would be paying that money twice. The pension fund decided to solve it immediately by allowing us to have a bank branch manager in the US receive the pension check and deposit it.  In 8 years it has been lost 3 times. But basically the problem was solved.  And yes, 4 of the 6 missing pension check were cashed within 3 weeks of having been sent.  Someone, somewhere, US or MX postal system was waiting every month for their lotto win!   I would guess the same for those stimulus checks.

    We expect our Stimulus checks have been sent to our Mexico address since that is where until March 15th we were and I sent in a change of address form to the IRS on March 10th.  But they shut everything down soon after and work from home so I suppose address changes are the last thing on their mind and more than likely didn't make the deadline to effect the mailing.

    I am not willing to fuss at the IRS about possible missing checks.  I have hired a local US Tax person to do it for us.  If your check has not arrived I suggest you get a  professional to track it down.


  2. About $250 Us a year.  We have always carried it on our houses and our rentals.  Worker protection is the primary reason however in the village we were on a fault line and paid an extra rider. In the early 2000s a room in our house had the floor implode into a cavern, so yeah, insurance is a good idea. 

     


  3. Here is what I think - the Chapala government does not have money for "real" projects because of the previous administrations going back a ways has obligated the current budgets for lawsuits and settlements etc... so when the State of Jalisco offers some money for special projects they take it regardless of whether it suits our needs or not.  Obviously we need to make safe and beautiful bike lanes for the 3-400 people a day who use the lane.  The fact that thousands are using the roadways and safety is compromised initially means nothing.  Fast forward a few years and an administration will be ripping it all out to create a 3rd or even 4th lane.  Such a waste.

     

    • Thanks 1

  4. I rented an apartment, second floor, 2 beds 2 ba in Ajijic on the Carreterra for $325 US a month all inclusive.  View of the lake and  Mt. Garcia.  Nice view from the mirador of the back mountains and the forward south view.  Charmingly austere but lovely all the same. Cute place easily  made nice over  time especially  on a limited budget.  I just wanted a storage location. You had to provide your own 24 inch stove and oven and small refrigerator.  Every room needed a ceiling fans maybe with a light..  Lovely view to the lake.  Noise just moderate but still continuous on the roadway. Came with a parking spot.  But still worthwhile.  Turns over regularly.  Rumour has it there is a ghost but sensitive me didn't feel it on three visits. They are out there, realistic places.  I chose to let it go back on the market when I didn't   need as much storage space as it had in living space. But it was cheap cheap cheap storage for that money. No storage to be had otherwise. 

     


  5. At just about any of the materials yards you just ask and if they haven't got it on site they bring it in.  Or a better way might be to ask a small business person who has access to that type of product but ordinarily doesn't stock it.  I would talk with Elvis at the wood lumber shop on the lateral west of 5th de Feb just across from Waffle house.  The lateral is south of the CArreterra and you get on it at Fonda restaurant heading west Elvis is down almost to the end.  Open garage door with wood stacked inside. He brings in product from his family store in Joco.  Runs this shop.  Could probably get it cut for you.  

    It is important to patronize the small businesses or they are going to go away fairly fast.  

     

    • Like 2

  6. Go to the meeting.

    And when given information like that for the licenses recognize it as sketchy but specific enough to get you started.  Then just go during business hours and find out for yourself.  People online are generally hesitant to give specifics because if one item is off in their answer it gets pointed out and things can go nasty.  Just figure things out for yourself given a starting point.

    Or save yourself the aggravation and go with one of the dozens of 'facilitators' into Guad and get it done on your time table and without a lot of hassle.

    • Like 3

  7. I just don't hear any of it anymore, praise or condemnation, since nothing changes.  For less than $200 US a year in property taxes I figure I buy some group of 4 a nice dinner at in some conference city where they contract for municipal services we don't want or need.

    What I get tired of is the whining.  Add $275 more to your tax bill and then spend it on your own street fixing potholes lots of guys know how to do that work.   Or for $100 pesos a week hire a neighbor kid to put clean bags in the abandoned wastecans on poles on your street and they can take them ut on trash day too.  That was another poorly executed cleanup plan with no funding. My next expenditure on my street is going to be painting the poles grey or brown over the "art" kittie cat faces or butterflies or bows from a couple years back art effort.  Those things look terrible all weathered.

    I got tired of being disappointed.

    • Like 5

  8. There are companies which do this as a business.  Find some Guadalajara facebook pages like MexPatGuadalajara and ask there.  It would be a topic at this time of year as the medical students come in and leave.  It is not usual in the Lake Chapala area to have to provide this but is regular business elsewhere.

    • Like 1
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