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John Shrall

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Posts posted by John Shrall

  1. FWIW, the Mabe/GE Profile technician from Guadalajara that Tio Sam's said could help with my oven came by today. He actually had an ignitor in the car which turned out to be the part causing my oven to fail sporadically over the last 2 years. If you have a problem that the local folks can't seem to diagnose or can't find a part, go to Tio Sam's and make an appointment.

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  2. Jalisco will be on Central Standard Time all year and will no longer observe daylight savings time. From March to November we will technically be on Mountain Daylight Time putting us in the same time zone as Denver.

    Arizona figured this out a long time ago. They are on year-round Mountain Standard time and as such will always be 1 hour behind us.

     

  3. On 2/22/2023 at 9:33 AM, vetteforron said:

    My first job 16 years old bagging groceries for Publix Super Markets. Paid 1.60 dollars an hour. Taught customer is important. Smiles, etc. 

     

    Same experience and wage as a 15 year old in Detroit in the mid 60's. Eight hours a week minus $5 per month union dues which amounted to 10% of gross wages and of course less social security and taxes. Rode a bus to work too for 25 cents. We had to wear white shirts and a tie and got to gather carts in the snow-covered parking lot when needed. 

    Crappy jobs like that as a young person not only exposes one to associated responsibilities but also make you aware that perhaps there are better jobs available with more effort and education.

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  4. Tio Sam's is bringing a technician down from Guadalajara on Thursday. I'm on the list for the guy to check out my 10 year old GE Profile Oven. Gualberto and Carlos can't figure out the problem and the one guess they have requires a part they say is unavailable.

    Carlos can probably take a look if the problem appears to be simple. 765-5653

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  5. 2 hours ago, Tingting said:

    What's frightening is that it's really easy to forget to grab your receipt or sometimes the machine doesn't dispense one. Then, what proof do you have?

    Just so you know, you don't need a receipt to dispute a transaction.

    If you log into your checking account using online banking you'll see the transaction with the name and location of the ATM. I'll have to assume the banks wrote internal programs as I did that allows someone to look up all the details of the ATM transaction. Not only where and when but audit numbers, trace numbers, the details about the physical ATM that performed the transaction. They will see the amount you requested in local currency, the exchange rate, the amount in the bank's currency and dozens of other bits of information that are transmitted with the transaction. All of this exists on paper reports too which of course are no longer on paper. 

    I wrote ATM authorization programs for the better part of 25 years and each year things got more and more complicated to the point where I'm amazed they work as well as they do. The HSBC problems would appear to be the fault of the local bank which might have a not so stable communications system set up. 

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  6. 5 hours ago, tomgates said:

    Banks know instantly whether money was issued or not from a given ATM. 

    Generally, but not necessarily.

    When ATMs first came out, there were no networks. Each bank drove ATMs that could be used only by their customers. The posting sequence started with the ATM requesting authorization for the withdrawal amount and if dispensed successfully, the ATM sent a completion message saying how much you received. If you got nothing there was no completion meaning no account debit.

    As networks came into being and transaction volumes increased accounts were debited upon authorization. If the ATM had a problem and could not dispense the amount requested it sent a reversal, either total or partial. Your account showed money out followed by a full or partial credit.

    If the ATM didn't receive the authorization from the bank within a certain amount of time, the transaction would time out. It wouldn't send a reversal because it didn't know the transaction was authorized. Similarly, if the ATM couldn't dispense after receiving the OK and the reversal didn't make it back, your account was charged but you got no money.

    Banks are supposed to give you a provisional credit if you make a claim you didn't receive the cash you requested. With the transaction information someone at the bank has to contact the network to research the transaction. Obviously the ATM is out of balance as it has more money in the canisters than it's supposed to.

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  7. Now that the account is set up all that is visible is last year's bill with a zero balance due. It has a pay online button but at least as of today there is nothing to pay.

    One step closer but it appears the payment process is still in person only, unless you want to call to get the amount due, pay that amount to their account at BBVA and then scan and email the receipt hoping they match the payment to your account.

  8. In the first year Chapala started using Google Earth and Street View our taxes almost doubled. It was all due to a large increase in the taxable square meters. I went to Catrasto and talked to the man in the back that was mentioned in this discussion. He pointed out the Google Earth image saying that our house was 2 stories not one. I told him we had 5 meter ceilings in a 1 story. In the end they came out to see for themselves but while there they discovered a gazebo had been built since someone last looked so the square meters went up a bit but not doubled.

    The taxable square meters of construction and land are listed on the receipts and so is easy to compare to prior years.

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  9. The discount is for citizens on the first $800,000 or $1 million pesos of valuation not the whole tax bill (unless of course is under that amount). However, I was told when trying to claim the discount, Predial allows either the 15% early discount or the $50% partial discount, not both. 

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  10. If you employ someone who works 8 hours a day, 5 days a week and takes a "vacation day", the law as presented makes sense. Now if that person also works 4 hours on Saturday and happens to take a long weekend, is Saturday a "day" even though it is half the number of hours of the other days?

    I've never had an employee take a vacation day during 20 years in Ajijic and 9 in Guayabitos so the real question is what is the monetary value of a vacation day when paying out at year end based on the Government rules?

    The old Rollybrook site seems to imply that the value of one vacation day is the workers weekly rate divided by 7 or possibly 6. 

    I believe the new government mandate makes the Rollybrook calculation guide obsolete. Hopefully new guidance will pop up during the year to clarify the monetary value of a vacation day.

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