Natasha

Suggestion. Go on line with CURP and whatever else they want on the "new" RFC appt. option, and book first available appt, choosing SAT 2 in Abastos IF you get that option (closest from here by far). I THINK you get something to print out. Take that to your insurance agent and say " here... this is the best I can manage, so how can you help me"? Fingers crossed for you.

Not necessarily. Didn't work in husband's case very late 2019.......

If you drive a car you may want to rethink your position. No car insurance company (not talking the agents) will be allowed to issue you a policy or a policy renewal without RFC and Constancia from now on.

Fair fair my friend. Now and then are obviously not the same. But I was talking, in my own case, about "then"....... That's one of the things that put me off Bancomer when choosing the change. They INSISTED phone app as well. NOT EVER in my world!!

Ibarra I think you're like me..... fairly long time client. Pretty sure this app thing on the phones is a new one, but people already have on line banking without, then still good to go. Probably why I was able to go in yesterday AFTERWARDS to see zero balance was not, in fact, zero balance.

Just went on line to confirm today's transactions there. Hello??? She SAID the account balance today would be zero. But it shows the 2 transactions and still has a balance of $200 pesos. Any bets on that being the "fee" for me to be able to close the darn thing completely? LOL LOL LOL

Sorry---- I don't do FB. But this is a lot of successful pet action there I'm told. Lost / found/ wanted/ for adoption / free / for sale etc.But someone else will have to help.

Actually Al Berca was not incorrect. The FIRST program which started around 2000 or 2001 rented horses from the horse guys and that's where it happened........ back and forth on the bridle path. Lack of good and consistent volunteers led to demise a couple of years later.

Sorry.... page won't let me edit extra use of lines and part lines

HSBC bank experience today OVER THE TOP after arriving 9:40 a.m. 1. ASK at cashier: want to close account plus get xxxxx pesos cash 2. ANSWER: please sign in and do all at once in front of "executive" YAY only one person ahead of me! 3. wait 10 extra minus after that person is taken, served, and leaves 4. want to do interbank wire from this bank to xxxx bank in Ajijic, and get $$ cash as well 5. yes you can get $$ cash BUT if want wire, have to order today and come back tomorrow to sign W T F ????? OR.... we can give you cashier's cheque today. Yes, do that no way coming back tomorrow, especially it being Friday (traffic) 6. takes forever... as usual fingerprint reader hates me finally get over that 7. wait some more sign many things (GOOD thing I am titular or could not have done without co-titular's presence) finally she tells me "take these 2 pages, stapled together, to cashier. There you can get cash and cashier will issue cashier's cheque for balance of account". 8. wait in line only one cashier and several clients.......what's new??? get my turn get the cash not too much problem BUT then he says "that man back there has to be involved please take a seat I'll call you when ready should be about 5 minutes" 9. Of course takes longer, but in the end I get it. 10. And NOW... the icing on the cake: First person said I have to come back before the end of June to actually close out the account. ????? Stuck my head in the door later and asked "account is empty. what happens if I don't COME back?" "Oh, it will start accruing monthly charges because you are below the minimum balance" Could not even bother asking how they were going to recover same......like blood from a stone? And in case you care, nobody involved in any of this spoke a word of English (not a problem in my case) so guessing would have been longer otherwise??? Departure time? 12 NOON......

Well if you posted it for a friend, then also tell that person that IF they use Facebook, that's a better place for a wider audience than this board. And they can still screen applicants carefully. Paws crossed.

Guad news on channel 4 TV plus Informador news on line both have stated "this is an anomaly" yes, there will be intermittent rain for a few days but the actual rainy season is not expected to begin (albeit earlier than some years) before about June 15 - 20

me three a friend got a big shock with cetes (doesn't matter where) a few years ago plain acct to store pesos top up as needed take as out needed end of story

Could she be a candidate for Bone Voyage ? Lots of people NOB are willing to deal with pet disabilities as long as she meets their other qualifications. And a plus for anyone MIGHT be that being deaf, she may not bark a lot, like many terrier types love to do 😊

We had issues with Lloyds years ago as well and was reason to go to HSBC in the first place. And a Mexican friend who was having her American deceased husband's widow benefits send from U.S. to Lloyds also had issues and got the same run-around. This was critical to her since her disabled daughter meant she could only work from home for the bit she could earn and her money was held up for over 3 months' worth of deposits. VERY upsetting ( I was helping try to resolve). No idea--- before or after Actinver. Would not touch them with 10 ft pole these days.

For taking out CAD with CAD debit cards we use that. But for place to move from HSBC because they are LOUSY at what they do, we need a place to have a Mexican debit card and to keep some pesos on deposit for emergencies, or when CAD is in the toilet like it is right now.

EXCELLENT experience at newer Intercam office today. Yes to debit cards. Don't care about credit....... would never use here. Yes to co-owners (titulares)......... and they don't even need to have named beneficiario appear... just need data for same. No deposit required to open account. YES they are covered by IPAB (mx euivalent of federally insured deposits).... up to $400,000 pesos per person in qualifying accounts. So some may believe they are not a bank (????) but their services will be perfectly good for us. Thanks to Ferret's p.m. this a.m. too.

Because Spencer is Spencer.........

As I said earlier.... CASH is king for everything we pay for here except Amazon / Amazon MX..... and then CDN credit card is used. The "2 persons" thing might be new? When I bought 2015 Nissan asked for and got registration (Y/0) in both names . When hubbie bought a used one from Rafa in Riberas Dec 2019, plates needed to be changed from Quintana Roo to Jalisco. Jan 2020..... NOPE.. we can't do the "Y/O". Luckily guy taking it to be done called in a favor (and an extra $300 pesos ) and we got Y/O on that one as well. And Totalplay last August said nope... only one name, and we don't care if it's your only proof of address. Off to Intercam in a.m. Happy for any more input between now and then. Thanks to all.

I found it very odd too, since our HSBC IS joint. We do not have nor want credit card from them. Have one HSBC debit, and that's enough. (one each from Canadian bank). But no way in hell are they putting something on my phone...... which she made clear is NOT an option. Cash is king for us in MX.......... Canadian Visa works for Amazon. I'm guessing this "no joint " thing is new? A Mexican friend was here today and she told me they forced that app on her..... and now they "bug" her constantly via same for added services, upgrades, etc. She hates it and always declines but says it really is a nuisance.

Want to transfer out of HSBC, and thought Bancomer. Phoned them today. No possibility of having joint /co-owners account. Hello??? So one of us is in need of $$$$ for medical treatment after "event", and the other can't get at the money becasue they have to be a beneficiario in which case SOL until the other one dies and they can produce a death certificate? I don't THINK so! And for the "privilege" of opening even a simple account they want minimum $8,000 MXN that day AND you cannot refuse them putting some kind of app on your cell phone? Guessing Intercam might be the answer, even tho' for some reason I can't remember years ago they had a requirement we could not (would not??) fulfill. I know many of you like them. I'd like to know what ATM withdrawal limit is per day, and fee to use same. Also, as long as cash is in account, is there a withdrawal limit at the cashier per day? (Forgot to ask on phone this morning). They WILL allow joint account, and it seems I have all the stuff they need (INE, proof of address, RFC etc) to get started in a.m. Thanks in advance

VERY!!!!!

Just remember one thing..... if ATM LAST question is " do you accept our conversion rate for this transaction ?" press NO

Guess Emily is too busy..... so for those who cared (like me) all cats are happy in new homes. 😻

ATM accessible always Bank itself (tellers etc) Mon-Fri