I had an account with HSBC, requiring 1000 pesos so a monthly fee would not be charged. I kept a little over 1000 pesos for avoid a monthly charge. As time went by and I didn't use the account for a while, I checked on line and they had raised the minimum amount to be in the account without charging a monthly fee to 4000 pesos. No notice. No email. No phone call. No nothing. When I went down to the bank to see why they had been tapping my account for several months 170 pesos a month, that is when they told me they had raised the minimum amount to 4000 pesos to avoid a monthly fee. I immediately closed the pittance amount that was remaining in the account and opened an account with Multiva. They have several officers, all speak English, you can make and appointment, bring your necessary documents and I opened an account, eazy peezy. So much easier to deal with and they have 2 tellers on duty and there are no lines and you can talk to someone who comprehends. If your interested make an appointment with Monica. She knows what she is doing and fluent in English.