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Mostlylost

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Posts posted by Mostlylost

  1. 14 minutes ago, Natasha said:

    What has that got to do with YOU, MC?  You're not a Mexican and you can well afford to give a hard-working guy a little appreciation for "safe home". 

    Tipping has become absolutly crazy. In some countries it is considered an insult. Tip screen on ccard terminals where no service is given. USA is the worst. 

    Tipping is not based on what one can afford. It is based on the service received. In the case of Taxis in Mexico a tip is not normal no matter where you come from or how rich you are. If the cab driver goes out of his way than a small tip is ok, but not for doing his normal service. 

     

    • Like 1
  2. 10 minutes ago, RickS said:

    Mostly,  my income reference was about the 'ability to pay'.... the financial ability or desire of an expat to pay. Many expats choose IMSS because they do not have sufficient funds to pay for private insurance. 

    Or private insurance is not available because of age restrictions.  Try to buy private insurance if you are 70 years old. If you can find a company to insure you it covers almost nothing. 

    • Like 1
  3. Has been $389 for many years for basic phone with internet. All that has happened is: added free calls to cellular, free long disgance in Mexico. free international calls to USA, Canada and about 15 other countries, , internet speed increases, change to fiber optic...... all with no increase in cost.  

  4. On 3/14/2024 at 2:58 PM, RickS said:

    Take all this with a grain of salt..... an overview, not the gospel for all cases. 

    First of all MANY expats at Lakeside do NOT use IMSS at all. Has something to do with income level IMO.  Some number of people use IMSS for their 'catastrophic coverage'. Those that do use it often pay out of pocket until all of their benefits kick in. Many expats pay out of pocket regardless of their coverage.... or lack thereof. Many expats purchase private insurance, some of which also choose a high deductible and pay for lesser medical needs out of pocket. (Keep in mind that medical care in Mexico, even in expat-heavy Lakeside, is 'cheap' especially when compared to the US.)  Private insurance has a threshold age....  70, 72, 75?... after which one cannot enroll. Some/all? policies can be continued even after a holder passes that threshold. 

    Dental cost is extraordinarily 'cheap' compared to the US. A filling, a crown, a root canal, a bridge, dentures... even implants... can be paid for by anyone who has the means to actually be in Mexico to begin with!  And Lakeside has several very high quality dentists from which to choose.

     

     

    IMSS has absolutly nothing to do with your income.  You pay for the medical coverage if you are not employed as employers here must pay your IMSS for retirement and medical coverage. 

  5. 17 hours ago, bmh said:

    A friend of mine has been waiting for 2 years for a surgery do i would not bragg about IMSs .

     

    IMMS, like many goverment system, requires a little bit of work to get the best service. I have neighbors who commented on how long they waited in Canada for something and other Canadian friends helped them get the service within one week because they knew who to call.

    My wife's last surgery in IMSS was spinal surgery. Her consultation was 2 days for the appointment, the specialist the next day, and the surgery 5 days later. The doctor was one of the top spinal surgeons in GDL and worked 4 hours a day at IMSS.  

    If people are waiting for 2 years for surgery they need help with the system. It is not the normal for IMSS unless they are waiting for an organ transplant. 

    • Thanks 1
  6. Also be aware that policies change every year. When you finally decide if and when you are moving to Mexico then will be the time to check.  

    Also suplimental providers have restrictions as to your address in the US so you will need to be aware of that as well if you do not maintain a US residence.

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