henrylaxen

Yes, I am a Mexican Citizen, as are many other expats I know.

Can anyone explain if this affects us expats? Best wishes, N&H

You can get a pvc tube at any hardware store. They are even better than the cardboard tubes. You can seal the ends with duct tape. Works great.

Hi Guys, Well, I was hoping to write something amusing, to bring a chuckle or at least a smile into our lives. I guess that failed. Did you notice the "funny" tag? That probably didn't help. Anyway, in my mind, (yes I know, you don't have access to that), I was trying to (humorously) point out some of the absurdities of "the system" Namely: 1. How little Mexican banks trust their tellers. All of the information they needed to complete the transaction was available to them, but the guy behind the window couldn't access any of it. 2. This was a deposit, n'est pas? I would sympathies more with "the system" if it were a withdrawal, but I was trying to put money INTO their bank, and INTO my own account. 3. Once the teller had my name, he should have been able to pull up my passport on his screen to confirm that it was really me. The account information, including my account number should have been there too. The transaction would have taken 2 minutes instead of 20. Who designs a system like this? 4. Five separate fingerprint scans? Really? On other occasions, I have written what I thought were perfectly valid checks that were rejected by my bank for what I think are "bogus reasons." I have two examples of this. 1. I once left out the word "pesos" on the check. Everything else was correct, the date, numbers (both numeric and in Spanish) the signature etc. But the bank refused to cash it because I left out the word pesos. I'm sure the poor guy I was trying to pay had to stand in line for half an hour to get his money was very happy. I'm sure some of you will point out that I was an :() and wrong and should learn how to write an f**ing check for leaving off the word pesos, but really, who is the bank protecting with this kind of stuff? Could there possibly have been ANY QUESTION about what I was trying to do? Could the teller, (or the bank manager) possibly have thought: "Hmmm, I wonder if he wants British Pounds, or Euros, Albanian Leks?" I don't think so. 2. I once wrote a check, in which I did include the word pesos, for Una Mil pesos & 00/100 M. N. along with the numeric $1000.00 in the proper box. Apparently the teller could not decipher what I wanted, and the check was rejected. I was told that I should have written Un Mil pesos, not Una. Has common sense left the planet? I can understand rejecting a check if the amount is ambiguous, but in this case what else could I have meant? I feel sorry for Mexico about this. I would like to see Mexico become a wealthy and prosperous country, but with this kind of obstructionist system, which happens not just in banking but almost anywhere in "officialdom" that is going to be a long and difficult road. Wouldn't it be nice if banks, and other institutions, went out of their way to assist customers and promote commerce, instead of finding ways to impede it. Best wishes, Henry Laxen So now, everyone, please feel free to point out my shortcomings. Helpful comments like: "What is so difficult to understand about that." sic "Perhaps it is just me, but there's nothing interesting enough to read that could get me to click a hinky link like that." -- I might point out that if that link hacks your computer, at least you know who to blame. "And if you walked into your NOB bank with 20,000 Mexican pesos in cash to deposit would it really just end up being a quick and easy operation?" -- I have walked into a US bank with $1000USD = $20,000Pesos many times, and received quick and efficient service with a smile.

<rant> I recently had an interesting experience at an undisclosed Mexican bank. You can read about it here. </rant>

Here is the contact info I have for him: Francisco - Miramontes Transfer phone (home): +52 (376) 766-1142 phone (Francisco): +52 (333) 157-8060 phone (LuisCell): +52 (331) 307-8289 phone (Miguel): +52 (331) 095-2185 phone (home): +52 (376) 766-4917 phone (FranciscoJr): +52 (331) 303-4298 phone ((Chema)): +52 (331) 600-5175 address (home): Angel Flores No 22 Ajijic, Jalisco Mexico mail: miramontes-transfer@hotmail.com notes: Chema = Jose Miguel = cook attribution: Luis I hope this is helpful.

You might find this link helpful. Boric acid (ácido bórico) is available at most hardware stores. Best wishes, N&H

She got cash. Probably around 20 pesos.

It warms my heart to report that the other day I gave a double milky-way bar to the lady bagging my groceries. She thanked me sincerely, walked over to her manager, and exchanged it for cash. Best wishes, Henry Laxen

I hesitate to respond this given the kind and generous responses I've received in the past. In particular I would appreciate a non-response from: Mainecoon Fred Habacht Pappysmarket More Liana mtmama RVringo mudgirl Xena So I went to the meeting last night. I don't think they (the city representatives) wanted an open meeting. The reason I say this is because about a week earlier a policeman knocked on my door and asked if I was the president of our frac. I wasn't, but I signed for the invitation anyway and said I would deliver it to him. He was out of town, so I went in his stead. As far as I could tell, the people attending were mostly other frac presidents/board members and local business owners. They had about 100 chairs set up and about 100 people showed up. The meeting started pretty close to on time, around 5:10PM. It started with the mayor explaining how seriously the government takes people's security. Mostly just 10 minutes of platitudes. There was a representative of the state police who spoke for a few minutes, basically more platitudes. Then the microphone was turned over the the people attending. My Spanish could not keep up with the native speakers, but there was one gentleman who had a hard time speaking because he was overcome by emotion. I believe he was one of the victims of the home invasion. The president of La Floresta used the occasion to speak directly to the mayor, saying he had tried for months to arrange a meeting with him, to no avail. He suggested that La Floresta would pay to outfit and pay the salaries of two police units whose job would be to protect the La Floresta inhabitants. I believe he was told that the city is not allowed to do this, but the guy from the state police said he may be able to arrange it and that they should talk later. An English speaker spoke passionately about living here for twenty years and this being the first time he was frightened. Apparently an organized crime element has moved into the area and they are involved in the uptick in assaults, burglaries, and robberies taking place these days. Someone, perhaps the same guy, told about the deliveryman ruse mentioned above. I stayed for about an hour and twenty minutes, and would have stayed longer if they were serving margaritas 😉 but all they had was water and coffee. I recorded everything while I was there, though I can't vouch for the quality of the recording. It is available here if you are interested. Best wishes, Henry Laxen

Dear fellow web board members, Let's review: I originally said: Here is a helpful hint: Sometimes I go in the store with just my credit card. In order to tip the bagger, I buy a Snickers or Milky Way and give it to them when the are done. I always get a nice smile in return. After which More Liana said: Pardon me, but when children and elderly people are working for tips, they need money. They can't pay their bills with a candy bar. You like the smile you get back, but you're interpreting it to your benefit. Not necessarily so. followed by: Of course I noticed. What I said still stands: take enough cash to give a tip to your bagger. How hard is it to stick 10-20 pesos in your pocket AND take your credit card? then Yo1 said: This reminds me of the aguinaldo at Christmas. It is supposed to be paid in cash, not in gifts. I heartily agree with More Liana. Let's pause here so hopefully you guys can learn a lesson. Never assume the worst about other people. I have learned the hard way that when I do that, I am wrong 99% of the time. Rather than assuming, why not ask? Here is some background. I like to go for long walks and listen to books on my iphone. It is about 2.5 miles from my house to walmart. I don't like to carry around a lot of stuff, so I have a credit card in one back pocket and the iphone in the other. If I could pay with my iphone I would, and leave the credit card at home. Usually when I leave the house I don't have any intention of going shopping, but sometime my sweet baboo calls me and asks me pick up something on my way back. So I walk in, buy something, and to make sure the bagger doesn't work for nothing, I buy her/him a candy bar. Could I have left the house with some pesos in my pocket? Sure, but I didn't. I don't know if I am the only person who has ever gone shopping with just a credit card, but I doubt it. So suppose you do, and you find yourself checking out of walmart with no real money. As I see it, you have only two choices. 1. Give the bagger nothing. 2. Buy something with your credit card and give it to the bagger. Sadly, I hate to admit, for quite a while I did option 1 because I never thought of option 2. Then one day I did! Great, now I know what to do. Perhaps the idea of buying something with your card and giving it to the bagger is obvious, but it wasn't to me. When this discussion arose, I thought to myself, "I'll bet other people have found themselves in my situation and just walked out without tipping. Here is an idea for them that they might find helpful." Did anyone say, "Henry, that's a good idea. I'll do that the next time I find myself in that situation." No. So with that backstory in mind, let's classify the discussion in terms of helpful vs not helpful. Henry's original statement: helpful More Liana: unhelpful Yo1: unhelpful By the way, we pay the aguinaldo in cash on the first payday of the month along with a full month's salary so our employees have plenty of money for Christmas, rather than paying them weekly as we usually do. Again a helpful hint, in case you haven't thought of it, though aguinaldo has nothing to do with the original post. Maybe I'm too thin skinned, but while I was expecting kudos, I felt like I received nothing but censure. This was then followed by me saying: Okay guys. Wow. I'll be sure to think twice before trying to be helpful in the future. After which Xena said: What a strange take away. You could have said, “I’ll think twice before leaving the house without change.” You could have said, “I never realized other people had such strong feelings about this.” Or, even, “I’m surprised people think giving a candy bar is not a kindness.” But, no, you decide to think twice about being helpful. Such an odd response. timjwilson said: Sometimes very difficult if you have no cash and the ATMs are sold out. Not all that rare. A candy bar beats nothing right? More Liana said (responding to timjwilson): No. And frankly, when was the last time an ATM spit out a 10 peso coin or a 20 peso bill? ... Be a mensch. pappymarket said: Genius score-100 Common sense score-0 Let's rate these: Henry's second statement: unhelpful Xena: maybe helpful, but I felt phrased in a snarky way I think. Was that your intention? I did think "I’m surprised people think giving a candy bar is not a kindness." and that is what I should have said, but I chose snarky. timjwilson: helpful More Liana: unhelpful and snarky pappymarket: ? I don't know ? I have often seen people on the board be snarky towards others, but this is the first time I've experienced it myself. It is quite unpleasant, and I can honestly appreciate why some members drop out or just don't bother posting. My advice: If you are posting something that could be helpful to others, by all means do so. If not, just skip it. And please, don't assume the worst about someone you don't know. You will almost always be wrong. Best wishes, Henry Laxen

Okay guys. Wow. I'll be sure to think twice before trying to be helpful in the future. Best wishes, Henry Laxen

Dear Liana, Did you notice the line where I said: "Sometimes I go in the store with just my credit card."? When I carry cash, I give cash. When I don't, I give candy. You are pardoned. Best wishes, Henry Laxen

Here is a helpful hint: Sometimes I go in the store with just my credit card. In order to tip the bagger, I buy a Snickers or Milky Way and give it to them when the are done. I always get a nice smile in return.