cedros

On 5/31/2022 at 4:50 PM, Mainecoons said:

Why not CIBanco?  No parking problem there.  Excellent ATM (for here) with good rates.  

 

 

When they first opened I asked them many questions and was not impressed.

The guy in SJC has fixed lamps, VCRs, vacuum cleaners, Shaw receivers, and more for me. 

You are making invalid assumptions. I was probably the first to post what the difference was between accept and the not accept rates several years ago.. Nothing sad about saying that "the conversion rate is not the greatest"  I just wanted to know what the difference was. I could certainly see what HSBC was doing and reported it.

On 5/30/2022 at 2:19 PM, happyjillin said:

for the treatment of diabetic neuropathy of the feet-por favor. Or any doctor who you have seen for this problem.

I have seen one for foot neuropathy and had many tests done in Guadalajara. Tomorrow I am going to see a new neurologist who is coming out from Guad to  check me over and interpret the test results. I have yet to find agood one.

11 hours ago, ibarra said:

I got an original Constancia for both of us this morning. Took 10 minutes at 9:15 AM.  I went to the papeleria that luvsdawgs recommended.   It is on Ramon Corona in SAT. Turn toward the lake at Ishop, continue down to Ramon Corona,  turn left. Go past Jesus Garcia which is the calle that Panino is on ( one way, up from Ramon Corona). The papeleria is a long block from Jesus Garcia on the left. It is on the corner of Privada Ramon Corona which is not a thru street. You should take your RFC number and CURP number,  that's all.  100 pesos for each Constancia.  She gives it to you on 2 sheets of paper which I then had her make copies back to back.  Could not have been any easier.   It is a Cyber location also. FYI- If you want to make any changes to your account you must go to SAT in Guadalajara. 

How do you tell if the constancia is legitimate? How do you tell if it is original?

On 5/28/2022 at 9:22 AM, Mostlylost said:

The website quoted is not a government website.  DO NOT TRUST IT

How is one to know?

On 5/29/2022 at 1:29 AM, mudgirl said:

I don't think people are understanding this. What I think is going on is that all these entities like CFE, insurance agents, car dealerships are going to be required by SAT to use real RFCs on facturas. It isn't just about you, or whether you'll need a factura in your own RFC for something, it's also about the seller. Everyone has to comply, and stop using these generic RFCs, including the business you are dealing with. 

Yes, they have to stop using generic numbers and pay taxes on income.

On 5/29/2022 at 1:29 AM, mudgirl said:

I don't think people are understanding this. What I think is going on is that all these entities like CFE, insurance agents, car dealerships are going to be required by SAT to use real RFCs on facturas. It isn't just about you, or whether you'll need a factura in your own RFC for something, it's also about the seller. Everyone has to comply, and stop using these generic RFCs, including the business you are dealing with. 

That makes sense doing away with generic RFCs so that the government will get more income from taxable profits so they can lower the 16%GST

On 5/26/2022 at 8:50 PM, luvsdawgs said:

???? What is it on and what kind of paper does it need to be on?

I went to the local papeleria today and she got the Constancia de Situacion Fiscal and printed it for me. $100.00 MXN.  There is a sign there listing that, so the Mexican community is going in there to get it also. She told me  I do not need the Cedula de Identificacion Fiscal. If someone asks me for one I can get it then, I have the most important one I guess.

How can a  Constancia de Situacion Fiscal be only 100 pesos at a papeleria when Spencer charges 2,000. Can you be certain the one from a papeleria is valid

4 hours ago, happyjillin said:

Stop posting your BS! Intercam is a REALLY REAL BANK and I  have been BANKING with them for several years and am extremely happy with them. 

 

pedro kertesz

Inttercam  is a relatively new entity that is closed sometimes for no obvious reason

1 hour ago, Mostlylost said:

The name Bancomer is no longer in use  BBVA is the name 

The Bancomer name is widely used but it isn't the official name.

I closed my account at the local HSBC as the manager was hopeless at dealing with head office in Mexico City. HSBC in Canada were the opposite. When looking for a Mexican bank Bancomer has some interesting security features even if one of their ATMs gave me a round around once. Intercam even though it is not a real bank has outlets in many small west coast towns which could be handy.

Intercam Banco Internacional, Inc. is an International Financial Entity organized in accordance with the provisions of Act No. 273 of Puerto Rico of September 25, 2012. It is a reltively new group. when I was in Barra de Navidad several years go it was closed when it should have been open. No one could say why they were closed.

1 hour ago, Natasha said:

Want to transfer out of HSBC, and thought Bancomer.  Phoned them today. No possibility of having joint /co-owners account. Hello??? So one of us is in need of $$$$ for medical treatment after  "event", and the other can't get at the money becasue they have to be a beneficiario in which case  SOL until the other one dies and they can produce a death certificate?  I don't THINK so!   And for the "privilege" of opening even a simple account they want minimum $8,000 MXN that day AND you cannot refuse them  putting some kind of app on your cell phone?

Guessing Intercam might be the answer, even tho' for some reason I can't remember years ago  they had a requirement we could not (would not??) fulfill.

I know many of you like them. I'd like to know what ATM withdrawal limit is per day, and fee to use same.  Also, as long as cash is in account, is there a withdrawal limit at the cashier per day? (Forgot to ask on phone this morning).  They WILL allow joint account, and it seems I have all the stuff they need (INE,  proof of address, RFC etc) to get started in a.m.     Thanks in advance

I have been thinking about Intercam also for a Mexican "bank" to use as they have outlets in small towns on the west coast. And Bancomer has some useful and good security functions even though I had some a problem with their ATMs once.  

 

On 5/25/2022 at 11:55 AM, chapalence said:

I just got word from my insurance agent that this will be required to renew my car insurance in July.

I asked my agent at AXA if I would need a Constancia when I renewed and he replied; 

 "This (Constancia") is just necessary if you need a factura and you are working or have a business.

 What we need now is your RFC please"

I just checked and he had my RFC # on this and last year's insurance policy

13 hours ago, Mostlylost said:

I'm very sure he checks every 5 minutes 24/7.     Jajajajaja oops hahahaha

Of course not.

15 minutes ago, Mostlylost said:

Post forest fire to a web board?????    Guessing you don't have contact information.  

 

I would think a report to  Unidad Estatal de Protección Civil y Bomberos Jalisco.  would get far better results 

33 3675-3060     That is a 24 hour number

Poor guess. He reads this board.

Report it to this board.

3 hours ago, luvsdawgs said:

Call the bomberos to report a fire.

 

They don't have much to do with fires up in the mountains but they pass on the information.

On 5/28/2022 at 11:58 AM, Mostlylost said:

Duh  I posted that information

Now you know. The location is not clearly given unless you register. Backwards.

Lets hope for some rain.

On 5/22/2022 at 5:57 PM, Mostlylost said:

The requirement for Jalisco is clearly stated on the website.  

https://citas-verificacionresponsable.jalisco.gob.mx/#/registro

The govenor said that there will be no emmissions fines for now until they get it fully operational

39 minutes ago, cedros said:

My maximum is set by HSBC in Canada far as I know.

How do the XE and visa rates compare for conversion?

On 5/27/2022 at 9:28 PM, RickS said:

The conversion rate at an ATM is NOT set by the hosting bank. Maybe you were fooled by the initial question that all ATMs are asking now "Do you accept our rate".....  say no and then get the VISA rate. 

I'm sure that ATMs everywhere have a maximum withdrawal amount but 'mostly' it is set by your bank or credit union. But if you can get more than 16000 from other ATMs then it is probably an HSCB max. 

My maximum is set by HSBC in Canada as far as I know.

10 hours ago, Semalu said:

Do you have a number or website where we can report a fire if we see one?

 

I have a number but he prefers an email address.

13 hours ago, gringohombre said:

How is the conversion rate at the ATM if you click NO on the "Do You Accept This conversion Rate"? And what is thier top amount in pesos to extract? Gracias  

The conversions rate is not the greatest but no withdrawal fee for me.The top amount I can withdraw is 16,000