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6 hours ago, michael2595 said:

Patriot Act, serious changesto bank security and other invasive regulations, and the urge to make profit. Money laundering has become a big issue..Example, Bank of America will first charge you a one time 19.95 USD to get a special double verification number and then you can do that type of transfer and others. 

Many of us use Xoom, Transferwise, XE and others. The highest charge is about $5USD. I never had to pay to be verified by any of the other services. It was free. 

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Just now, zerbit said:

Banks hate them too. Expect bank lobbyists to try and shut them down under the guise of national security. 

That , and drug money, is ALWAYS the excuse used to making more regulations that do not favor the consumer.

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