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No claims for me but a friend of mine who is in the Insurance business told me that is the most lucrative portion of his business, rarely, rarely has he ever had a claim...Plus the "Very fine print often significantly reduces their liability to 80% or less"..I have only known of 2-3 people who ever had a claim, forget it, if it is for a pre-exhisting condition..The last couple that I knew who had an incident is where her husband passed on a 200+ day cruise (roughly 6 weeks into the cruise)..She did not abandon the cruise but kept him in an on-board cold stowage area until the ship docked in a U.S. port weeks later..

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  • 2 weeks later...
On 2017-07-11 at 7:44 AM, Frijoles said:

 

Has anyone actually made a claim on their travel medical insurance with a company they would recommend? Thanks.

 

I was reimbursed for two procedures this past winter. Significant amounts in both cases. Talk to Julie Ray. The process took a while but the wait was worth it. My surgeon was a strong advocate on my behalf with the insurers. 

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